Not sure how to make a retirement plan? Read on… The lowdown on Vanguard’s Retirement Income ETF: can you rely on its 4% payout target? – moneysense.ca Vanguard Investments Canada Inc. has unveiled a new targeted monthly income ETF that is rolling out ahead of all other Vanguard jurisdictions in the rest of the world. […]
How to go about securing the best Retirement Plan in Canada. Timing the withdrawal of RRSP savings to minimize your tax hit – moneysense.ca Q. I’ve been fully retired since 2018, and living only on government pension (QPP, OAS and GIS). I have some RRSP and TFSA investments, and would like some help with determining […]
Not sure how to make a retirement plan? Read on… Could selling a vacation property affect government pensions? – moneysense.ca Q. I was wondering what would happen if I sold my mobile home this year for $100,000. Currently, I receive Canada Pension Plan, Old Age Security and Guaranteed Income Supplement benefits totalling about $1,800 a […]
There are plenty of retirement plan options in Canada! Stay on top of the best plans right here. Winding down self-employment and planning for retirement – moneysense.ca Q. I am a 60-year-old female, working full-time employed/self employed on a 100% commission basis and averaging between $107,000 and $140,000 gross annual income. I own my home, […]
Not sure how to make a retirement plan? Read on… Severance, pensions and unemployment at 65: Should you apply for a pension if you get laid off? – moneysense.ca Q. I just got laid off because of restructuring, but I got a package from work that will have me getting paid until February 2021. I am […]
How to go about securing the best Retirement Plan in Canada. Is the 4% Rule obsolete? – moneysense.ca Over the half decade I’ve written this column and attempted to practice what it preaches, a central pillar has been the so-called 4% Rule. As originally postulated by Certified Financial Planner and author William Bengen, that’s the […]
Not sure how to make a retirement plan? Read on… Want to know exactly what you’ll get from CPP when you retire? Here’s how to find out – thestar.com You can even get a precise estimate years in advance, thanks to a new online service that goes where the federal government won’t, writes David Aston. […]
There are plenty of retirement plan options in Canada! Stay on top of the best plans right here. A guide to the best robo-advisors in Canada for 2020 – moneysense.ca The robos are everywhere. What was once a little-known investing tool for tech-savvy investors is now commonplace, with everyone from newbie savers to retired boomers […]
There are plenty of retirement plan options in Canada! Stay on top of the best plans right here. TFSA vs RRSP: How to decide between the two – moneysense.ca One of the most common questions out there is whether to invest in a registered retirement savings plan (RRSP) or a tax-free savings account (TFSA). Both […]
Retirement planning getting you down? There are always smart ways to plan the financial aspects of your retirement. Should you buy back pension service from your employer? – moneysense.ca While defined benefit (DB) pensions are the Cadillac of retirement plans, they also entail a unique set of decisions. Buybacks are one of them. There are […]