Banks in Canada » Advisor http://www.banks.ca Canadian banking, credit cards, loans, savings, investments and retirement in Canada Tue, 28 Jul 2026 08:39:54 +0000 en-US hourly 1 https://wordpress.org/?v=3.9.40 Enough Bull: How to Retire Well without the Stock Market, Mutual Funds, or Even an Investment Advisor http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor-2/ http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor-2/#comments Mon, 10 Jun 2013 23:57:40 +0000 http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor-2/

More than ever before, Canadians are frightened and stressed out about their retirement and financial future. With the mortgage, car payments and credit card bills, there never seems to be enough to pay the current bills let alone save thousands in RRSPs. At the same time, the large financial institutions are bombarding us with fearful messages of destitution unless we maximize our RRSP contributions.

The stock market crash of 2008 has proven one thing: traditional retirement planning advice simply doesn't work. The risks are too enormous. Throwing money into RRSPs and trusting the stock market is like gambling with your family's future. But how do you plan for retirement without risking everything? In Enough Bull, David Trahair explains:

  • How to invest only in 100% safe investments that will never decline
  • How to get out of mutual funds and the stock market - forever
  • The "Tax Turbo-Charged RRSP strategy" - why you should wait until you are over 50 to start your RRSP
  • Exactly what age to elect to receive the CPP pension
  • How to avoid the scams that lead to personal financial disaster

Easy to understand and simple to apply, Enough Bull shows Canadians how to avoid all the traps and why doing the exact opposite of what they have been told will leave them much further ahead.

]]> http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor-2/feed/ 0 The New Rules of Retirement: What Your Financial Advisor Isn’t Telling You http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/ http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/#comments Mon, 10 Jun 2013 23:57:13 +0000 http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/ The financial advice industry -- including banks, mutual fund and insurance companies -- has a vested interest in our hard-earned savings. Industry advisors are constantly warning us that we may not be financially prepared for retirement. And, feeling anxious about our future, we become convinced that it’s a good idea to let them handle our money. After all, they seem to have all the answers. But retirement planning today isn’t the same as it was in the past. We’re living longer, leading more active lives, with more options about how we want to live once employment is no longer the main focus. For the 1.6 million Canadians who will be retiring in the next five years, the questions at play are more complex than “How much do I need to retire?” Industry veterans Warren MacKenzie and Ken Hawkins have seen firsthand the mistakes that Canadians make in their financial preparations for the future. In The New Rules for Retirement, they offer simple, unbiased advice while at the same time debunking the many myths surrounding retirement.

]]> http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/feed/ 0 How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won’t Get from Your Financial Advisor http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/ http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/#comments Mon, 10 Jun 2013 23:57:01 +0000 http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/  is not only a book about retirement - it's an inspirational guide on how to enjoy life to its fullest. What sets this international bestseller - with over 175,000 copies sold in its print edition - apart from all the other retirement books is its holistic approach to the fears, hopes, and dreams that people have about retirement. This one-of-a-kind guide goes way beyond the numbers that is often the main focus of most retirement planning books.

International bestselling author and prosperity life coach Ernie J. Zelinski guides you to:
  • Gain courage to take early retirement - in fact, the earlier the better.
  • Put money in proper perspective so that you don't need a million dollars to retire.
  • Generate purpose in your retirement life with meaningful creative pursuits.
  • Follow your dreams instead of someone else's.
  • Utilize his innovative "Get-a-Life Tree" for choosing retirement activites that resonate with your soul.
  • Create your own "Ultimate Life Adventure List" to help you have an exciting retirement.
  • Take charge of your mental, physical, and spiritual health.
  •  Better envision your retirement goals - including where you want to live.
  • Above all, make your retirement years the best time of your life.
The key to creating an active and fulfilling retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life - interesting leisure activities, creative pursuits, physical well-being, mental well-being, great friends, and solid social support.

In short, the retirement wisdom in this book will prove to be much more important than how much money you have saved. "How to Retire Happy, Wild, and Free" helps readers create an active, satisfying, and happy retirement in a way such that they don't need a million dollars to retire.

As a bonus, this ebook edition has a bit more content than the print edition, a few more images, some new inspirational quotations about retirement, several interesting letters from readers of the print edition, as well as links to the retirement resources mentioned in the book.

How to Retire Happy, Wild, and Free  is optimistic,
practical, humorous, and provocative AND
comprehensively addresses the many issues impacting
individualsas they think about their retirement."
- Nancy Conroy, Association of Retirement Planners]]> http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/feed/ 0 Enough Bull: How to Retire Well without the Stock Market, Mutual Funds, or Even an Investment Advisor http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor/ http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor/#comments Mon, 10 Jun 2013 23:56:42 +0000 http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor/ http://www.banks.ca/retirement/enough-bull-how-to-retire-well-without-the-stock-market-mutual-funds-or-even-an-investment-advisor/feed/ 0 How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won’t Get from Your Financial Advisor http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/ http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/#comments Mon, 10 Jun 2013 23:56:33 +0000 http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/ http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/feed/ 0