Banks in Canada » Better http://www.banks.ca Canadian banking, credit cards, loans, savings, investments and retirement in Canada Tue, 28 Jul 2026 08:39:54 +0000 en-US hourly 1 https://wordpress.org/?v=3.9.40 Saving Your Way to a Better Life http://www.banks.ca/savings/saving-your-way-to-a-better-life/ http://www.banks.ca/savings/saving-your-way-to-a-better-life/#comments Sun, 16 Jun 2013 01:48:11 +0000 http://www.banks.ca/savings/saving-your-way-to-a-better-life/ Do you have an Emergency Fund? Are you struggling to pay bills and living paycheck to
paycheck? Are you sick and tired of not having any money and never being able
to get ahead?

Do you have debt?

In my book I teach you that no matter how much money you are making there are ways to save and pay off your debt even without getting a raise or another job.
I wrote this book to help others who may be struggling or just wish they could
be debt free.

No fluff, just common sense advice

In this simple Step by Step Guide to Saving Your Way to a Better Life, you will learn:


* How to get out of debt sooner and save at the same time!

* How to manage your money better and put it where it should be

* How to organize your finances so that you stay on track

* Tips on how to save money on everyday items and even how to get FREE stuffAnd so much more!

This book is meant to be a guide on your savings journey and gives you resources that go beyond just this book and continue on the author's blog.

TESTIMONIALS

"Saving Your Way to a Better Life is an excellent resource loaded with great information and ideas to help begin saving money if you are at a beginner level or save more money if you have already started a plan for better managing your money" -Anne


"My goal for 2013 was the become debt free and read
more. And I must say, this book helped accomplished that goal. I will take this
reading, and the notes I retrieved from it, with me on my journey to a better
me" ]]> http://www.banks.ca/savings/saving-your-way-to-a-better-life/feed/ 0 A Couple’s Guide to Happy Retirement: For Better or For Worse . . . But Not For Lunch http://www.banks.ca/retirement/a-couples-guide-to-happy-retirement-for-better-or-for-worse-but-not-for-lunch/ http://www.banks.ca/retirement/a-couples-guide-to-happy-retirement-for-better-or-for-worse-but-not-for-lunch/#comments Mon, 10 Jun 2013 23:57:10 +0000 http://www.banks.ca/retirement/a-couples-guide-to-happy-retirement-for-better-or-for-worse-but-not-for-lunch/ http://www.banks.ca/retirement/a-couples-guide-to-happy-retirement-for-better-or-for-worse-but-not-for-lunch/feed/ 0 The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/ http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/#comments Mon, 10 Jun 2013 23:57:04 +0000 http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/ Straight Talk and solid retirement advice for all Canadians

In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.

  • Offers practical advice for dealing with the changes to Canada's retirement system
  • Includes advice for calculating your Neutral Retirement Income Target
  • Contains solid financial advice in accessible language
  • Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm

The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

]]> http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/feed/ 0 How to Retire the Cheapskate Way: The Ultimate Cheapskate’s Guide to a Better, Earlier, Happier Retirement http://www.banks.ca/retirement/how-to-retire-the-cheapskate-way-the-ultimate-cheapskates-guide-to-a-better-earlier-happier-retirement/ http://www.banks.ca/retirement/how-to-retire-the-cheapskate-way-the-ultimate-cheapskates-guide-to-a-better-earlier-happier-retirement/#comments Mon, 10 Jun 2013 23:56:44 +0000 http://www.banks.ca/retirement/how-to-retire-the-cheapskate-way-the-ultimate-cheapskates-guide-to-a-better-earlier-happier-retirement/ http://www.banks.ca/retirement/how-to-retire-the-cheapskate-way-the-ultimate-cheapskates-guide-to-a-better-earlier-happier-retirement/feed/ 0 The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/ http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/#comments Mon, 10 Jun 2013 23:56:36 +0000 http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/ http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/feed/ 0 How To Achieve A Better Credit Score http://www.banks.ca/credit-cards/how-to-achieve-a-better-credit-score/ http://www.banks.ca/credit-cards/how-to-achieve-a-better-credit-score/#comments Mon, 03 Jun 2013 03:58:26 +0000 http://www.banks.ca/credit-cards/how-to-achieve-a-better-credit-score/
Factors Leading to Bad Credit Situation

There is no one reason for getting into a bad credit rating. Following are the root causes of this:

•Overspending is the most crucial factor that leads to the situation of bad credit.

•The inevitable conditions like health problems, unemployment and other financial setbacks also add to the bad credit score. In these circumstances you have to spend without taking care of your credit score.

•Non-payment on time for various purchases also affects the credit history.

Improving the Credit Score

The bad credit situations are needed to be resolved on time to regain the good credit score and it could be achieved with proper rules.

The tips given below are helpful in improving the bad credit ratings:

•Inspect and look for the consistency of the credit report. Make it sure that there are no mistakes and wrong information in the reporter.]]> http://www.banks.ca/credit-cards/how-to-achieve-a-better-credit-score/feed/ 0 The Spend Less Handbook: 365 tips for a better quality of life while actually spending less http://www.banks.ca/savings/the-spend-less-handbook-365-tips-for-a-better-quality-of-life-while-actually-spending-less/ http://www.banks.ca/savings/the-spend-less-handbook-365-tips-for-a-better-quality-of-life-while-actually-spending-less/#comments Mon, 27 May 2013 15:13:22 +0000 http://www.banks.ca/savings/the-spend-less-handbook-365-tips-for-a-better-quality-of-life-while-actually-spending-less/ http://www.banks.ca/savings/the-spend-less-handbook-365-tips-for-a-better-quality-of-life-while-actually-spending-less/feed/ 0