http://www.banks.ca Canadian banking, credit cards, loans, savings, investments and retirement in Canada Tue, 28 Jul 2026 08:39:54 +0000 en-US hourly 1 https://wordpress.org/?v=3.9.40 http://www.banks.ca/savings/the-frugal-life-the-simple-path-to-living-a-good-life-on-a-budget/ http://www.banks.ca/savings/the-frugal-life-the-simple-path-to-living-a-good-life-on-a-budget/#comments Tue, 18 Jun 2013 05:44:05 +0000 http://www.banks.ca/savings/the-frugal-life-the-simple-path-to-living-a-good-life-on-a-budget/
Michelle Stewart goes beyond tips about saving a few cents with coupons or cutting back on unnecessary spending. Through real-life illustrations, she looks at the reasons people spend too much money and outlines some steps for changing the way you think about finances. Anyone can save money, pay down debt, and live a more peaceful life; they just need to be willing to make some basic changes in how they deal with money.]]> http://www.banks.ca/savings/the-frugal-life-the-simple-path-to-living-a-good-life-on-a-budget/feed/ 0 http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/ http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/#comments Sat, 15 Jun 2013 00:13:32 +0000 http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/ The ABC’s of Budgeting
The ABC's of Budgeting is a no-nonsense guide to personal financial fitness. It covers the fundamentals, starting with budgets and moving on to saving and frugal living tips. The guide also includes real case studies, budget makeovers and practical tips on how to solve your own money worries.
Learn the ways of the supersavers with practical tips from grocery shopping to buying a used car to living within your means while still in school. The last sections on emergency funds and debt reduction are brief, but they are eye-openers for those who believe they are financially invulnerable.
A preview of the book:

• Introduction: What is Budgeting?


• Budget Makeover: Family Edition


• Saving on Mortgage and Household Bills


• Store Brand Items vs. Major Brands


• Online Shopping


• The Art of Saving


• How to Save When You Have Little or No Money


• Money Saving Tips for College Students and Recent Graduates


• Do You Need an Emergency Fund?


• Getting Rid of Debt

]]> http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/feed/ 0 http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/ http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/#comments Thu, 06 Jun 2013 18:59:57 +0000 http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/
"How to Budget..." is an easy and entertaining guide on how to make a budget that works. This book simplifies the process and addresses all your questions and fears about how to take that first step toward gaining control of your situation so you have more money at the end of your month.

"How to Budget..." can literally save you tens, or even hundreds of thousands of dollars over your lifetime when you apply the quick and easy principles you learn here. That's a pretty powerful result for such an affordable book!

This contains links to budgeting forms that you can print and use every month to work out your monthly financial plan.]]> http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/feed/ 0 http://www.banks.ca/savings/you-need-a-budget/ http://www.banks.ca/savings/you-need-a-budget/#comments Mon, 27 May 2013 19:08:19 +0000 http://www.banks.ca/savings/you-need-a-budget/
The You Need A Budget (YNAB) Method has helped tens of thousands of people to turn their financial lives around. It can certainly help you!

Whether you're looking to right an apparently sinking ship, or you just want to implement a system that will require less time "managing" your money, YNAB will most definitely work for you.

Praise
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"YNAB is great stuff. It really is." - CNN Headline Radio News

"If you need extra motivation to achieve financial discipline, consider YNAB." - Kiplinger's Personal Finance

"The choice for those who seriously want to start a personal or household budget." - About.com

"Many experts recommend using YNAB." - The New York Times]]> http://www.banks.ca/savings/you-need-a-budget/feed/ 0