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	<title>Banks in Canada &#187; conexus credit union</title>
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		<title>Do You Need a Financial Advisor? + MORE Jun 7th</title>
		<link>http://www.banks.ca/banks/do-you-need-a-financial-advisor-more-jun-7th/</link>
		<comments>http://www.banks.ca/banks/do-you-need-a-financial-advisor-more-jun-7th/#comments</comments>
		<pubDate>Fri, 07 Jun 2013 18:42:31 +0000</pubDate>
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		<description><![CDATA[Canada has several major banks and many schedule II banks &#8211; but with rates and plans all over the map, it&#8217;s difficult to know where to bring your business. Our aim is to help you navigate Canada&#8217;s banking options to discover which one suits your needs best. Do You Need a Financial Advisor? &#8211; ratesupermarket.ca [&#8230;]]]></description>
				<content:encoded><![CDATA[<div class="bb_header_text">Canada has several major banks and many schedule II banks &#8211; but with rates and plans all over the map, it&#8217;s difficult to know where to bring your business. Our aim is to help you navigate Canada&#8217;s banking options to discover which one suits your needs best.</div>
<div class="bb_fresh_box"><strong class="bb_fresh_title">Latest News</strong><div class="bb_fresh_content"><div class="bb_fresh_item"><h4>
						<a href="http://www.banks.ca/banks/merkel-presses-for-progress-on-financial-regulation-at-g-20-summit-ahead-of-german-elections-aug-31st/" title="Read More About: Merkel presses for progress on financial regulation at G-20 summit, ahead of German elections Aug 31st">Merkel presses for progress on financial regulation at G-20 summit, ahead of German elections Aug 31st</a>
					</h4>
					<div class="bb_fresh_excerpt ">BERLIN &#8211; German Chancellor Angela Merkel says she&#8217;ll press for progress on financial regulation at next week&#8217;s summit of global economic powers, which comes ahead of Sept. 22 elections in which she&#8217;s seeking a third term.
Merkel said in her weekly video message Saturday: &#82.... <a href="http://www.banks.ca/banks/merkel-presses-for-progress-on-financial-regulation-at-g-20-summit-ahead-of-german-elections-aug-31st/" title="Read More About: Merkel presses for progress on financial regulation at G-20 summit, ahead of German elections Aug 31st">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><a href="http://www.banks.ca/banks/what-happened-to-my-student-bank-rates-more-may-27th/" title="Read More About: What Happened To My Student Bank Rates? + MORE May 27th">
								<img width="1" height="1" src="http://www.banks.ca/wp-content/uploads/canadian-banks-1432732059-1422664220.png" class="attachment-thumbnail wp-post-image" alt=" canadian dollar" />
							</a><h4>
						<a href="http://www.banks.ca/banks/what-happened-to-my-student-bank-rates-more-may-27th/" title="Read More About: What Happened To My Student Bank Rates? + MORE May 27th">What Happened To My Student Bank Rates? + MORE May 27th</a>
					</h4>
					<div class="bb_fresh_excerpt bb_hasimage">
By Derek Nicholson
Student bank accounts offer up great savings for those who need it most, providing most commonly used bank features at a discount &#8211; and often with no monthly fees at all.
In order to acquire a discounted student bank account, your bank will require you to provide proof of .... <a href="http://www.banks.ca/banks/what-happened-to-my-student-bank-rates-more-may-27th/" title="Read More About: What Happened To My Student Bank Rates? + MORE May 27th">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><h4>
						<a href="http://www.banks.ca/banks/cibc-raises-dividend-following-better-than-expected-first-quarter-feb-22nd/" title="Read More About: CIBC raises dividend following better than expected first quarter Feb 22nd">CIBC raises dividend following better than expected first quarter Feb 22nd</a>
					</h4>
					<div class="bb_fresh_excerpt ">TORONTO _ The Canadian Imperial Bank of Commerce set the tone for banks&#8217; earnings season with a dividend hike and better-than-expected first-quarter net income, helped by a boost in earnings in its U.S. division as it looks to expand south of the border amidst slowing mortgage growth at home.
.... <a href="http://www.banks.ca/banks/cibc-raises-dividend-following-better-than-expected-first-quarter-feb-22nd/" title="Read More About: CIBC raises dividend following better than expected first quarter Feb 22nd">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><h4>
						<a href="http://www.banks.ca/banks/regulators-insist-prudential-is-systemically-important-reject-its-protest-over-scrutiny-sep-19th/" title="Read More About: Regulators insist Prudential is ‘systemically important,’ reject its protest over scrutiny Sep 19th">Regulators insist Prudential is ‘systemically important,’ reject its protest over scrutiny Sep 19th</a>
					</h4>
					<div class="bb_fresh_excerpt ">NEW YORK, N.Y. &#8211; Prudential Financial has lost its appeal to shed greater government oversight, after regulators made a final decision that the insurer is one of a group of financial companies so big that they could threaten the financial system if they were to fail.
Prudential said Thursday t.... <a href="http://www.banks.ca/banks/regulators-insist-prudential-is-systemically-important-reject-its-protest-over-scrutiny-sep-19th/" title="Read More About: Regulators insist Prudential is ‘systemically important,’ reject its protest over scrutiny Sep 19th">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><a href="http://www.banks.ca/banks/the-power-of-points-cibc-survey-shows-canadians-missing-out-on-valuable-reward-point-redemptions-jul-23rd/" title="Read More About: The Power of Points: CIBC Survey Shows Canadians Missing Out on Valuable Reward Point Redemptions Jul 23rd">
								<img width="1" height="1" src="http://www.banks.ca/wp-content/uploads/bank-fees-1532394396-1931729373.png" class="attachment-thumbnail wp-post-image" alt=" foreign exchange" />
							</a><h4>
						<a href="http://www.banks.ca/banks/the-power-of-points-cibc-survey-shows-canadians-missing-out-on-valuable-reward-point-redemptions-jul-23rd/" title="Read More About: The Power of Points: CIBC Survey Shows Canadians Missing Out on Valuable Reward Point Redemptions Jul 23rd">The Power of Points: CIBC Survey Shows Canadians Missing Out on Valuable Reward Point Redemptions Jul 23rd</a>
					</h4>
					<div class="bb_fresh_excerpt bb_hasimage">
Canadians are missing out on some major savings on merchandise, travel, and even chances to pay down their debt. And the answer to “why?” is right under their noses, or at least, right on their monthly bank statement.
According to a recent CIBC survey that reviewed if and how Canadians are usin.... <a href="http://www.banks.ca/banks/the-power-of-points-cibc-survey-shows-canadians-missing-out-on-valuable-reward-point-redemptions-jul-23rd/" title="Read More About: The Power of Points: CIBC Survey Shows Canadians Missing Out on Valuable Reward Point Redemptions Jul 23rd">More &#187;</a></div><div class="clear"></div>
					</div></div></div>
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<h2 class="bb_itemtitle"><a href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" title="Do You Need a Financial Advisor?" rel="nofollow" rev="ratesupermarket.ca" target="_blank">Do You Need a Financial Advisor?</a></h2>
<p><small style="font-size:11px; font-style:italic;"> &#8211; ratesupermarket.ca</small></div>
<div class="bb-post-content"><img src="http://www.banks.ca/wp-content/uploads/td-canada-trust-1370630548-1266300786.jpg" alt="Do You Need a Financial Advisor?" width="400" height="133" class="alignnone"/><br />
Most Canadians start planning for their retirement by walking into their local bank and investing in a Registered Retirement Savings Plan (RRSP). It’s quick, easy, and you get a discount on your annual tax bill. But, eventually (hopefully!) you’ll have enough of a nest egg socked away that you’ll want some professional advice on how to best manage and grow your savings. Here’s where to look for help.<br />
Are You Ready For Professional Help?<br />
If your investments are really small – a couple hundred or thousand dollars a year – filling in one of the various banks’ “risk assessment profiles” and talking with one of their RRSP experts is probably sufficient for the early years of financial planning. But, eventually, you’ll probably want to seek some more sophisticated advice. According to Greg Pollock, president and CEO of Advocis (The Financial Advisors Association of Canada), much of the Canadian public has a misconception that you need to have a certain amount of savings on hand before you can and should meet with a financial advisor&#8230;</div>
<p><br/><a class="bb_readmore" href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" target="_blank" title="Continue reading on ratesupermarket.ca &#187;" rel="nofollow"><b>Continue Reading On ratesupermarket.ca »</b></a></div>
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<h2 class="bb_itemtitle"><a href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" title="Do You Need a Financial Advisor?" rel="nofollow" rev="ratesupermarket.ca" target="_blank">Do You Need a Financial Advisor?</a></h2>
<p><small style="font-size:11px; font-style:italic;"> &#8211; ratesupermarket.ca</small></div>
<div class="bb-post-content"><img src="http://www.banks.ca/wp-content/uploads/toronto-dominion-bank-1370630539-1499081346.jpg" alt="Do You Need a Financial Advisor?" width="400" height="133" class="alignnone"/><br />
Most Canadians start planning for their retirement by walking into their local bank and investing in a Registered Retirement Savings Plan (RRSP). It’s quick, easy, and you get a discount on your annual tax bill. But, eventually (hopefully!) you’ll have enough of a nest egg socked away that you’ll want some professional advice on how to best manage and grow your savings. Here’s where to look for help.<br />
Are You Ready For Professional Help?<br />
If your investments are really small – a couple hundred or thousand dollars a year – filling in one of the various banks’ “risk assessment profiles” and talking with one of their RRSP experts is probably sufficient for the early years of financial planning. But, eventually, you’ll probably want to seek some more sophisticated advice. According to Greg Pollock, president and CEO of Advocis (The Financial Advisors Association of Canada), much of the Canadian public has a misconception that you need to have a certain amount of savings on hand before you can and should meet with a financial advisor&#8230;</div>
<p><br/><a class="bb_readmore" href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" target="_blank" title="Continue reading on ratesupermarket.ca &#187;" rel="nofollow"><b>Continue Reading On ratesupermarket.ca »</b></a></div>
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