Banks in Canada » Create http://www.banks.ca Canadian banking, credit cards, loans, savings, investments and retirement in Canada Tue, 28 Jul 2026 08:39:54 +0000 en-US hourly 1 https://wordpress.org/?v=3.9.40 Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/ http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/#comments Mon, 10 Jun 2013 23:58:24 +0000 http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/ Verb. 1. To convert money into income you can't outlive. 2. To create your own personal pension, a monthly income that lasts for the rest of your natural life.

With the subpar performance of the markets, record-high personal debt levels, and shockingly low savings rates, it's clear that many Canadians expecting to retire in the next decade simply don't have a sufficient nest egg to ensure a worry-free retirement. Making matters worse, only about one-third of Canadians currently belong to a formal, or registered, pension plan; and even a large number of that "lucky third" will not retire with a guaranteed pension income.

If you no longer have the time to wait and hope for your traditional investments to pay off, the answer is to "pensionize your nest egg" using the new technique of product allocation set out in this book. Pensionize Your Nest Egg explains how to

  • Recognize if you really have a pension or just a tax-sheltered savings plan.
  • Become informed about the new risks you and your nest egg face in retirement and why asset allocation, despite its value in the accumulation stage of life, is not sufficient to protect you and your money.
  • Measure your retirement sustainability quotient (RSQ) and your Financial Legacy Value (FLV)-then choose a retirement income plan on the Retirement Income Frontier.
  • Understand how product allocation differs from asset allocation, how to allocate your nest egg across three product silos, and learn about the new financial products that are available to protect against the new risks you face.
  • Follow a seven-step process to close your Pension Income Gap and convert your retirement savings into a secure stream of lifetime income.
Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a simple plan to create a guaranteed retirement income-for life.]]> http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/feed/ 0 Rethinking Retirement -How to create the life you want without waiting to retire http://www.banks.ca/retirement/rethinking-retirement-how-to-create-the-life-you-want-without-waiting-to-retire/ http://www.banks.ca/retirement/rethinking-retirement-how-to-create-the-life-you-want-without-waiting-to-retire/#comments Mon, 10 Jun 2013 23:58:02 +0000 http://www.banks.ca/retirement/rethinking-retirement-how-to-create-the-life-you-want-without-waiting-to-retire/
Rethinking Retirement helps you create the life you want now. By challenging traditional notions of how our lives are "supposed" to go, former financial advisor Keith Weber offers a new path for creating freedom, balance, purpose and passion in your life.

Recounting his own "wake-up call" experience as well as those of many of his clients, Keith will help you:

* Recognize your true priorities.
* Define a clear vision of the life you want.
* Recognize the true role of money in your life.
* Use the financial and personal resources you have to make that life real.

Rethinking Retirement is packed with engaging stories, insightful self-discovery exercises and practical, down-to-earth financial education and advice. For the next generation of retirees and those already retired, Rethinking Retirement will help you create a richer and more rewarding life.


About Keith J. Weber:

Keith J. Weber spent 20 years in the financial services industry. During that time he watched hundreds of clients struggle with the daily disillusionment of their jobs while in pursuit of the retirement dream. Now as a speaker, author, coach and consultant, Keith helps individuals and organizations reignite their passion for work and for life. Keith continues to hold the CERTIFIED FINANCIAL PLANNER™ certification and is a Certified Professional Retirement Coach.]]> http://www.banks.ca/retirement/rethinking-retirement-how-to-create-the-life-you-want-without-waiting-to-retire/feed/ 0 Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/ http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/#comments Mon, 10 Jun 2013 23:57:08 +0000 http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/ http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/feed/ 0 Blue Ocean Strategy: How To Create Uncontested Market Space And Make The Competition Irrelevant http://www.banks.ca/investment/blue-ocean-strategy-how-to-create-uncontested-market-space-and-make-the-competition-irrelevant/ http://www.banks.ca/investment/blue-ocean-strategy-how-to-create-uncontested-market-space-and-make-the-competition-irrelevant/#comments Wed, 24 Apr 2013 08:10:35 +0000 http://www.banks.ca/investment/blue-ocean-strategy-how-to-create-uncontested-market-space-and-make-the-competition-irrelevant/ http://www.banks.ca/investment/blue-ocean-strategy-how-to-create-uncontested-market-space-and-make-the-competition-irrelevant/feed/ 0