Banks in Canada » Guaranteed http://www.banks.ca Canadian banking, credit cards, loans, savings, investments and retirement in Canada Tue, 28 Jul 2026 08:39:54 +0000 en-US hourly 1 https://wordpress.org/?v=3.9.40 Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/ http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/#comments Mon, 10 Jun 2013 23:58:24 +0000 http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/ Verb. 1. To convert money into income you can't outlive. 2. To create your own personal pension, a monthly income that lasts for the rest of your natural life.

With the subpar performance of the markets, record-high personal debt levels, and shockingly low savings rates, it's clear that many Canadians expecting to retire in the next decade simply don't have a sufficient nest egg to ensure a worry-free retirement. Making matters worse, only about one-third of Canadians currently belong to a formal, or registered, pension plan; and even a large number of that "lucky third" will not retire with a guaranteed pension income.

If you no longer have the time to wait and hope for your traditional investments to pay off, the answer is to "pensionize your nest egg" using the new technique of product allocation set out in this book. Pensionize Your Nest Egg explains how to

  • Recognize if you really have a pension or just a tax-sheltered savings plan.
  • Become informed about the new risks you and your nest egg face in retirement and why asset allocation, despite its value in the accumulation stage of life, is not sufficient to protect you and your money.
  • Measure your retirement sustainability quotient (RSQ) and your Financial Legacy Value (FLV)-then choose a retirement income plan on the Retirement Income Frontier.
  • Understand how product allocation differs from asset allocation, how to allocate your nest egg across three product silos, and learn about the new financial products that are available to protect against the new risks you face.
  • Follow a seven-step process to close your Pension Income Gap and convert your retirement savings into a secure stream of lifetime income.
Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a simple plan to create a guaranteed retirement income-for life.]]> http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/feed/ 0 Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/ http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/#comments Mon, 10 Jun 2013 23:57:08 +0000 http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/ http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life/feed/ 0 How to Raise Your Credit Scores 25 to 100 Points in 48 Hours, Guaranteed! (Debt Free Forever: Payoff All Your Credit Cards Without Increasing Your Income Or Getting A Second Job) http://www.banks.ca/credit-cards/how-to-raise-your-credit-scores-25-to-100-points-in-48-hours-guaranteed-debt-free-forever-payoff-all-your-credit-cards-without-increasing-your-income-or-getting-a-second-job/ http://www.banks.ca/credit-cards/how-to-raise-your-credit-scores-25-to-100-points-in-48-hours-guaranteed-debt-free-forever-payoff-all-your-credit-cards-without-increasing-your-income-or-getting-a-second-job/#comments Sat, 01 Jun 2013 02:23:46 +0000 http://www.banks.ca/credit-cards/how-to-raise-your-credit-scores-25-to-100-points-in-48-hours-guaranteed-debt-free-forever-payoff-all-your-credit-cards-without-increasing-your-income-or-getting-a-second-job/ Amazon Best Seller: How To Raise Your Credit Scores 25-100 Points In 48 Hours

Learn how you too can save $500-$1000 per month by increasing your credit scores quickly using these techniques!! 

FREE VIDEOS with step by step info. Visit the Autho'r page amazon.com/author/eramsaeed


"After reading this book and applying her principals I began to see FAST results. My credit score increased 83 points in 4 days. I simply followed her "flow chart" of procedures and everything fell into place.... my hard work paid off---quickly! I HIGHLY recommend this book" ~Tony Zermeno, Real Estate Investor, Bank Under Writer,br>"

Eram's book clarified how the scores are really calculated and highlighted some things I had done that probably hurt my scores ... like recently cancelling some credit cards. Using her tips and clear instructions, I am now better able to proactively manage my credit score to improve it. For anyone, even those with good credit, this book is a great source of accurate information on a topic that everyone should learn to master." ~ Marcus Elliot, President AEC Cost Recovery LLC.

How To Raise Your Credit Scores 25-100 Points in 48 hours, Guaranteed!
*Do you want to reduce your interest rates and pay less in bills?

*Are you trying to get approved for a mortgage and want a good rate? I'll show you how to save thousands of dollars per month on credit accounts, car payments and mortgages.

*Eram Saeed has been in lending for over 10 years. Currently, she is a business owner and runs her own branch as a manager for a Private Commercial Lender. In her job, she sees hundreds of loan files daily for people just like you. She knows the tricks you can use to repair your credit and rapidly raise your credit score 25 to 100 points in just two days. She has used these techniques for years to get her clients qualified for loans. Stop wasting money on expensive credit repair companies, learn from an Industry Expert.
She offers a full overview of :

How your score is calculated,
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How to repair these mistakes and save money right away.
Hundreds have used these techniques to qualify for a loan and are saving money every month on credit cards, home loan payments, car payments, insurance payments and merchandise cards. Where can you use the extra $500-$1000 per month?

"This will be a great book to hand out to my clients to get them started on being able to qualify for a home mortgage sooner rather than later." ~ Christina Arias, Residential Mortgage Banker

"These are quick fixes but the results have been long term for me when I used them. I highly recommend this book for professional and personal use." ~ Mark Veracola, Professional Real Estate Agent "

7 days after I got this book, my score had jumped up 50 points total....30 points only on Experian. He (loan officer) is giving me a better interest rate and also charging me less money for it. I am so grateful for this lady to write this book! ~Saba Yousaf, Amazon reader

Start saving money TODAY using these easy techniques. Don't miss these other great books by Eram Saeed also on Amazon:

***How To Pay Off Credit Card Debt Fast, When Buying A Home ***

***Debt Free Forever, How To Payoff Credit Card Debt Without Getting A Second Job Or Increasing Your Income***

***Making Money As A Certified Woman Owned Business, Even If You're A Man***For A limited time only: Email at eram@globalfundingsource.net to recieve an mp3 recording of an interview with Larry Dague. Topics covered include: Credit after Bankruptcy, Common credit repair myths that are costing you thousands, how to avoid bad credit if facing a foreclosure or loan modification, how to repair credit quickly with very liltle money spent.
Check out Eram's Amazon Author page for free offers or to connect with her]]> http://www.banks.ca/credit-cards/how-to-raise-your-credit-scores-25-to-100-points-in-48-hours-guaranteed-debt-free-forever-payoff-all-your-credit-cards-without-increasing-your-income-or-getting-a-second-job/feed/ 0