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	<title>Banks in Canada &#187; Life:</title>
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	<link>http://www.banks.ca</link>
	<description>Canadian banking, credit cards, loans, savings, investments and retirement in Canada</description>
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		<title>Debt Free Forever: Take Control Of Your Money And Your Life</title>
		<link>http://www.banks.ca/savings/debt-free-forever-take-control-of-your-money-and-your-life/</link>
		<comments>http://www.banks.ca/savings/debt-free-forever-take-control-of-your-money-and-your-life/#comments</comments>
		<pubDate>Fri, 21 Jun 2013 07:58:29 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[Control]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Forever:]]></category>
		<category><![CDATA[Free:]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Take]]></category>
		<category><![CDATA[Your]]></category>

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		<title>The Frugal Life: The Simple Path to Living a Good Life on a Budget</title>
		<link>http://www.banks.ca/savings/the-frugal-life-the-simple-path-to-living-a-good-life-on-a-budget/</link>
		<comments>http://www.banks.ca/savings/the-frugal-life-the-simple-path-to-living-a-good-life-on-a-budget/#comments</comments>
		<pubDate>Tue, 18 Jun 2013 05:44:05 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Good]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Living]]></category>
		<category><![CDATA[Path]]></category>
		<category><![CDATA[Simple]]></category>

		<guid isPermaLink="false">http://www.banks.ca/savings/the-frugal-life-the-simple-path-to-living-a-good-life-on-a-budget/</guid>
		<description><![CDATA[Author Michelle Stewart delivers a common sense approach to living a simple, frugal life. With tips that include how to save money in almost any area of your home, how to cut back on entertainment costs without giving up fun, and how to incorporate your entire family into the process, The Frugal Life offers advice that will work for busy moms or anyone trying to save money for the future.<br /><br />Michelle Stewart goes beyond tips about saving a few cents with coupons or cutting back on unnecessary spending. Through real-life illustrations, she looks at the reasons people spend too much money and outlines some steps for changing the way you think about finances. Anyone can save money, pay down debt, and live a more peaceful life; they just need to be willing to make some basic changes in how they deal with money.]]></description>
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		<title>Debt Free Forever: Take Control Of Your Money And Your Life</title>
		<link>http://www.banks.ca/savings/debt-free-forever-take-control-of-your-money-and-your-life-2/</link>
		<comments>http://www.banks.ca/savings/debt-free-forever-take-control-of-your-money-and-your-life-2/#comments</comments>
		<pubDate>Mon, 17 Jun 2013 13:57:27 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[Control]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Forever:]]></category>
		<category><![CDATA[Free:]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Take]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://www.banks.ca/savings/debt-free-forever-take-control-of-your-money-and-your-life-2/</guid>
		<description><![CDATA[]]></description>
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		<item>
		<title>Saving Your Way to a Better Life</title>
		<link>http://www.banks.ca/savings/saving-your-way-to-a-better-life/</link>
		<comments>http://www.banks.ca/savings/saving-your-way-to-a-better-life/#comments</comments>
		<pubDate>Sun, 16 Jun 2013 01:48:11 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[Better]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://www.banks.ca/savings/saving-your-way-to-a-better-life/</guid>
		<description><![CDATA[<span>Do you have an Emergency Fund? Are you struggling to pay bills and living paycheck to<br />paycheck? Are you sick and tired of not having any money and never being able<br />to get ahead?<br /><br />Do you have debt? </span><br /><span></span><br /><span></span>In my book I teach you that no matter how much money you are making there are ways to save and pay off your debt even without getting a raise or another job.<br />I wrote this book to help others who may be struggling or just wish they could<br />be debt free.<br /><br /><i><span><b>No fluff, just common sense advice</strong></span></i><br /><i><span></span></i><br /><i><span></span></i><span>In this simple Step by Step Guide to Saving Your Way to a Better Life, you will learn:<br /><br /><br />* How to get out of debt sooner and save at the same time!<br /><br />* How to manage your money better and put it where it should be<br /><br />* How to organize your finances so that you stay on track<br /><br />* Tips on how to save money on everyday items and even how to get FREE stuff</span><span>And so much more!</span><br /><br /><span>This book is meant to be a guide on your savings journey and gives you resources that go beyond just this book and continue on the author's blog.</span><br /><br /><span><strong>TESTIMONIALS</b></span><br /><span></span><br /><span></span><span><span><i>"Saving Your Way to a Better Life is an excellent resource loaded with great information and ideas to help begin saving money if you are at a beginner level or save more money if you have already started a plan for better managing your money"<span>  </span>-Anne</i></span></span><br /><br /><br /><i><span>"My goal for 2013 was the become debt free and read<br />more. And I must say, this book helped accomplished that goal. I will take this<br />reading, and the notes I retrieved from it, with me on my journey to a better<br />me" </span></i>]]></description>
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		<title>12 Steps To Becoming A More Organized Woman: PRACTICAL TIPS FOR MANAGING YOUR HOME AND YOUR LIFE BASED ON PROVERBS</title>
		<link>http://www.banks.ca/savings/12-steps-to-becoming-a-more-organized-woman-practical-tips-for-managing-your-home-and-your-life-based-on-proverbs/</link>
		<comments>http://www.banks.ca/savings/12-steps-to-becoming-a-more-organized-woman-practical-tips-for-managing-your-home-and-your-life-based-on-proverbs/#comments</comments>
		<pubDate>Sat, 15 Jun 2013 17:00:26 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[BASED]]></category>
		<category><![CDATA[Becoming]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Managing]]></category>
		<category><![CDATA[More]]></category>
		<category><![CDATA[Organized]]></category>
		<category><![CDATA[practical]]></category>
		<category><![CDATA[PROVERBS]]></category>
		<category><![CDATA[Steps]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Woman:]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://www.banks.ca/savings/12-steps-to-becoming-a-more-organized-woman-practical-tips-for-managing-your-home-and-your-life-based-on-proverbs/</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Secrets From A Banker:Real Life Banker Exposes Secrets To Saving Money On Mortgages, Credit Cards, Getting Out Of Debt &amp; More</title>
		<link>http://www.banks.ca/credit-cards/secrets-from-a-bankerreal-life-banker-exposes-secrets-to-saving-money-on-mortgages-credit-cards-getting-out-of-debt-more/</link>
		<comments>http://www.banks.ca/credit-cards/secrets-from-a-bankerreal-life-banker-exposes-secrets-to-saving-money-on-mortgages-credit-cards-getting-out-of-debt-more/#comments</comments>
		<pubDate>Fri, 14 Jun 2013 03:38:15 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Banker]]></category>
		<category><![CDATA[Banker:Real]]></category>
		<category><![CDATA[Cards:]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Exposes]]></category>
		<category><![CDATA[from]]></category>
		<category><![CDATA[Getting]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[More]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Secrets]]></category>

		<guid isPermaLink="false">http://www.banks.ca/credit-cards/secrets-from-a-bankerreal-life-banker-exposes-secrets-to-saving-money-on-mortgages-credit-cards-getting-out-of-debt-more/</guid>
		<description><![CDATA[<h2>This Is The Book "They" Don't Want You To Read!</h2><br /><br />In this new book, Chris Karlas reveals inside information from years of working in the bank and mortgage industries. What he is sharing used to be the inside secrets of how financial institutions trick, lie, and fool hard working consumers into wasting their money on interest and ending up in more and more debt.<br /><br /><b>They Have Secret Meetings To Think of How To Take YOUR Money</b><br /><br />Most people would be shocked to know the things discussed within these companies. Entire meetings and daily conference calls with strategies around getting you more in debt and keeping you broke so they can make money. <br /><br /><b>Now, I'm Turning The Tables On Them </b><br /><br />After over a decade of working for them, I've decided to take them on instead. I will show you how they are ripping you off and how you can stop it. I will show you:<br /><ol> <br /><li>How They Make Money</li><br /><li>How To Pay Off Credit Card Debt FAST</li><br /><li>Stop Paying Hidden Fees</li><br /><li>Make Them Pay YOU For Your Business</li><br /><li>And Much, Much More</li><br /></ol><br /><b>Can You Really Afford To NOT Read This?</b>]]></description>
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		<title>LIFE Expectancy: It&#8217;s Never Too Late to Change Your Game</title>
		<link>http://www.banks.ca/retirement/life-expectancy-its-never-too-late-to-change-your-game/</link>
		<comments>http://www.banks.ca/retirement/life-expectancy-its-never-too-late-to-change-your-game/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 23:58:44 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Change]]></category>
		<category><![CDATA[Expectancy:]]></category>
		<category><![CDATA[Game]]></category>
		<category><![CDATA[It's]]></category>
		<category><![CDATA[Late]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Never]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://www.banks.ca/retirement/life-expectancy-its-never-too-late-to-change-your-game/</guid>
		<description><![CDATA[LIFE Expectancy<span> makes the case that many Americans do not yet fully appreciate the fact that the American economic game and the associated stakes have substantially changed over the past couple of years. LIFE Expectancy tells the truth about the financial challenges facing Americans now and in the decades ahead and urges a new form of self-reliance as the only way to get through. </span><br /><br /><span>The book demonstrates why it is mandatory to get started now and answers the question, "How can I be more proactive in the creation of the rest of my life?" LIFE Expectancy reveals the power and vitality that result from changing your game and why it is never too late-or too early- to do it. </span><br /><span></span><br /><span>As the author says, "This book is for those who have decided that the continuation of the status quo cannot or will not be tolerated."</span><br /><span> </span><br /> If you know it is time to become your own powerful agent of change in your own service, this is the book for you. Even if everything is going well for you at the moment, if you haven't changed your approach in a while that is a very good reason to do it. <br /><br />It is never too late to be more proactive in the creation that is the rest of your life. This book provides a clear blueprint for doing just that. It is truthful, motivating and is itself, game-changing.]]></description>
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		<title>Reverse Mortgages: Tax-Free Retirement Payments for Life</title>
		<link>http://www.banks.ca/retirement/reverse-mortgages-tax-free-retirement-payments-for-life/</link>
		<comments>http://www.banks.ca/retirement/reverse-mortgages-tax-free-retirement-payments-for-life/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 23:58:28 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Reverse]]></category>
		<category><![CDATA[Tax-Free]]></category>

		<guid isPermaLink="false">http://www.banks.ca/retirement/reverse-mortgages-tax-free-retirement-payments-for-life/</guid>
		<description><![CDATA[<h2>Retirement Income Blues?</h2><br /><br />Is your retirement income not enough to meet your daily needs? Are you struggling to make ends meet during what should be your so-called golden years?<br /><br />The problems with social security and disappearing pensions have been well-documented.  The retirement strategies that have helped our parents in previous generations are no longer applicable in today’s environment.  In addition, there will be many more baby-boomers getting ready to retire in the upcoming years that do not have adequate savings in their retirement or 401K plans. This will certainly put extra strain on an already burdened system.<br /><br />So what other options do you have?<br /><br /><h2>Tax-Free Payments for Life</h2><br />There may be a program that can help you derive more enjoyment from your retirement.  A reverse mortgage is a loan against your primary residence that can provide you many benefits including tax-free retirement payments for life!<br />In this guide you will learn about:<br /><ul><br /><li>How reverse mortgages work</li><br /><li>The pros and cons of reverse mortgages</li><br /><li>The requirements necessary for YOU to qualify</li><br /><li>The requirements necessary for YOUR HOUSE to qualify</li><br /><li>The various payment options that you can receive </li><br /></ul><br />You are just a click away from finding out if this program is right for you and your family!<br /><br />This may be the program that can give you financial peace-of-mind and help alleviate your worries during your golden years.<br /><br />Scroll up and click the "Buy Now" button to get the tips and practical advice you need regarding this financial product in language that is easy to understand.]]></description>
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		<title>Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life</title>
		<link>http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/</link>
		<comments>http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 23:58:24 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Allocation]]></category>
		<category><![CDATA[Create]]></category>
		<category><![CDATA[Egg:]]></category>
		<category><![CDATA[Guaranteed]]></category>
		<category><![CDATA[Income!]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[Nest]]></category>
		<category><![CDATA[Pensionize]]></category>
		<category><![CDATA[Product]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://www.banks.ca/retirement/pensionize-your-nest-egg-how-to-use-product-allocation-to-create-a-guaranteed-income-for-life-2/</guid>
		<description><![CDATA[Pensionize <i>Verb</i>. 1. To convert money into income you can't outlive. 2. To create your own personal pension, a monthly income that lasts for the rest of your natural life.<p>With the subpar performance of the markets, record-high personal debt levels, and shockingly low savings rates, it's clear that many Canadians expecting to retire in the next decade simply don't have a sufficient nest egg to ensure a worry-free retirement. Making matters worse, only about one-third of Canadians currently belong to a formal, or registered, pension plan; and even a large number of that "lucky third" will not retire with a guaranteed pension income.<p>If you no longer have the time to wait and hope for your traditional investments to pay off, the answer is to "pensionize your nest egg" using the new technique of product allocation set out in this book. Pensionize Your Nest Egg explains how to<ul><li>Recognize if you really have a pension or just a tax-sheltered savings plan.<li>Become informed about the new risks you and your nest egg face in retirement and why asset allocation, despite its value in the accumulation stage of life, is not sufficient to protect you and your money.<li>Measure your retirement sustainability quotient (RSQ) and your Financial Legacy Value (FLV)-then choose a retirement income plan on the Retirement Income Frontier.<li>Understand how product allocation differs from asset allocation, how to allocate your nest egg across three product silos, and learn about the new financial products that are available to protect against the new risks you face.<li>Follow a seven-step process to close your Pension Income Gap and convert your retirement savings into a secure stream of lifetime income.</ul>Whether you do it yourself or work with a financial advisor, <i>Pensionize Your Nest</i> <i>Egg</i> gives you a simple plan to create a guaranteed retirement income-for life.]]></description>
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		<title>Life After Teaching: Road Map To Retirement Happiness</title>
		<link>http://www.banks.ca/retirement/life-after-teaching-road-map-to-retirement-happiness/</link>
		<comments>http://www.banks.ca/retirement/life-after-teaching-road-map-to-retirement-happiness/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 23:58:22 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[After]]></category>
		<category><![CDATA[Happiness]]></category>
		<category><![CDATA[Life:]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Road]]></category>
		<category><![CDATA[Teaching:]]></category>

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