This book is designed to help people plan their future by providing creative and concrete examples of the many ways they can organize their living arrangements to support lives of quality and fulfillment throughout their retirement years. Housing needs are as individual as the residents themselves, and The Perfect Home for a Long Life guides the reader to discover what their needs are and how to fulfill them.

The Perfect Home for a Long Life looks at downsizing, modifying your home, and retirement communities, as well as innovative solutions such as cohousing, shared housing, supportive housing, along with a number of other creative options. The focus is on practical housing solutions and replicable ideas with insights into the benefits and challenges of each option. The ideas are illuminated through dozens of confidential interviews with seniors, who share insights into living arrangements that are working for them and why.

Combining practical lived experiences with research, tips and resources, The Perfect Home for a Long Life is an essential guide for anyone experiencing retirement or planning for the future.]]> http://www.banks.ca/retirement/the-perfect-home-for-a-long-life-choosing-the-right-retirement-lifestyle-for-you-2/feed/ 0 http://www.banks.ca/retirement/the-perfect-home-for-a-long-life-choosing-the-right-retirement-lifestyle-for-you/ http://www.banks.ca/retirement/the-perfect-home-for-a-long-life-choosing-the-right-retirement-lifestyle-for-you/#comments Mon, 10 Jun 2013 23:56:37 +0000 http://www.banks.ca/retirement/the-perfect-home-for-a-long-life-choosing-the-right-retirement-lifestyle-for-you/ http://www.banks.ca/retirement/the-perfect-home-for-a-long-life-choosing-the-right-retirement-lifestyle-for-you/feed/ 0 http://www.banks.ca/savings/how-to-save-5000-3-free-chapters-reduce-your-outgoings-without-reducing-your-lifestyle/ http://www.banks.ca/savings/how-to-save-5000-3-free-chapters-reduce-your-outgoings-without-reducing-your-lifestyle/#comments Mon, 10 Jun 2013 13:56:26 +0000 http://www.banks.ca/savings/how-to-save-5000-3-free-chapters-reduce-your-outgoings-without-reducing-your-lifestyle/ HOW TO $AV€ 5000: REDUCE YOUR OUTGOINGS WITHOUT REDUCING YOUR LIFESTYLE, as the name suggests, is a book that will teach you how to keep more of the money you earn, without making any cutbacks, just changing some spending habits.

It IS possible to maintain your current lifestyle, within reason, and spend less money at the same time. This book will teach you ways to spend smarter. By following the techniques, you will change your spending habits and save thousands each year. Better still, each year’s savings carries forward into the next year, so you could save not just €5,000 but tens of thousands of euro over time!

For each major category of household expenditure, the book suggests simple, practical money-saving tips, based on key principles, including:

• Shop around / do price comparisons

• Think long-term / total cost of use / ownership

• Think of cumulative, not one-off, savings

• Pay only for what you need – needs analysis

• Track your spending / monitor trends and changes

• Buy in bulk

• Avoid brands

• Time your purchases for special / seasonal offers

• Plan your shopping / avoid impulse buying

• Learn to DIY – food / cooking gardening, housekeeping, building repairs etc

• Use vouchers / coupons / reward points etc

And the system really works! The author, James O’Donovan is now on his fourth year of savings. He shares his experience – and the results of his savings – with you in this timely book.