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	<title>Banks in Canada &#187; Royal Bank of Canada</title>
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		<title>Do You Need a Financial Advisor? + MORE Jun 7th</title>
		<link>http://www.banks.ca/banks/do-you-need-a-financial-advisor-more-jun-7th/</link>
		<comments>http://www.banks.ca/banks/do-you-need-a-financial-advisor-more-jun-7th/#comments</comments>
		<pubDate>Fri, 07 Jun 2013 18:42:31 +0000</pubDate>
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				<category><![CDATA[Banks]]></category>
		<category><![CDATA[assiniboine credit union]]></category>
		<category><![CDATA[Bank of Canada]]></category>
		<category><![CDATA[bank of Montreal]]></category>
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		<category><![CDATA[National Bank]]></category>
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		<category><![CDATA[TD]]></category>
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		<description><![CDATA[Canada has several major banks and many schedule II banks &#8211; but with rates and plans all over the map, it&#8217;s difficult to know where to bring your business. Our aim is to help you navigate Canada&#8217;s banking options to discover which one suits your needs best. Do You Need a Financial Advisor? &#8211; ratesupermarket.ca [&#8230;]]]></description>
				<content:encoded><![CDATA[<div class="bb_header_text">Canada has several major banks and many schedule II banks &#8211; but with rates and plans all over the map, it&#8217;s difficult to know where to bring your business. Our aim is to help you navigate Canada&#8217;s banking options to discover which one suits your needs best.</div>
<div class="bb_fresh_box"><strong class="bb_fresh_title">Latest News</strong><div class="bb_fresh_content"><div class="bb_fresh_item"><h4>
						<a href="http://www.banks.ca/banks/canadian-banks-murky-disclosure-makes-volcker-rule-effect-hard-to-read-more-dec-11th/" title="Read More About: Canadian banks’ murky disclosure makes Volcker Rule effect hard to read + MORE Dec 11th">Canadian banks’ murky disclosure makes Volcker Rule effect hard to read + MORE Dec 11th</a>
					</h4>
					<div class="bb_fresh_excerpt ">Financial institutions in Canada do not specifically reveal the extent of their proprietary trading so it is not clear how they will respond to the U.S. regulation
  
.... <a href="http://www.banks.ca/banks/canadian-banks-murky-disclosure-makes-volcker-rule-effect-hard-to-read-more-dec-11th/" title="Read More About: Canadian banks’ murky disclosure makes Volcker Rule effect hard to read + MORE Dec 11th">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><h4>
						<a href="http://www.banks.ca/banks/how-to-make-the-most-of-td-rewards-points-for-travel-and-more-dec-2nd/" title="Read More About: How to Make the Most of TD Rewards Points for Travel and More Dec 2nd">How to Make the Most of TD Rewards Points for Travel and More Dec 2nd</a>
					</h4>
					<div class="bb_fresh_excerpt ">Nowadays, most Canadian banks offer a comprehensive loyalty rewards program, and TD Bank is no different. In this article, I’ll cover the TD Rewards program in detail. I’ll explain the key benefits, let you know who I think it’s best suited for, and show you how to get the most out of TD Rewar.... <a href="http://www.banks.ca/banks/how-to-make-the-most-of-td-rewards-points-for-travel-and-more-dec-2nd/" title="Read More About: How to Make the Most of TD Rewards Points for Travel and More Dec 2nd">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><a href="http://www.banks.ca/banks/the-nymi-band-would-you-use-heartbeat-banking-nov-12th/" title="Read More About: The Nymi Band: Would You Use Heartbeat Banking ? Nov 12th">
								<img width="1" height="1" src="http://www.banks.ca/wp-content/uploads/canadian-dollar-1415831889-414789161.png" class="attachment-thumbnail wp-post-image" alt=" bank fees" />
							</a><h4>
						<a href="http://www.banks.ca/banks/the-nymi-band-would-you-use-heartbeat-banking-nov-12th/" title="Read More About: The Nymi Band: Would You Use Heartbeat Banking ? Nov 12th">The Nymi Band: Would You Use Heartbeat Banking ? Nov 12th</a>
					</h4>
					<div class="bb_fresh_excerpt bb_hasimage">
It seems a security tech arms race is afoot in the banking sector.
While mobile banking has been going mainstream – 31 per cent of Canadians reported using mobile banking last year, up from five per cent in 2010 according to the Canadian Bankers Association – future trends point towards even mo.... <a href="http://www.banks.ca/banks/the-nymi-band-would-you-use-heartbeat-banking-nov-12th/" title="Read More About: The Nymi Band: Would You Use Heartbeat Banking ? Nov 12th">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><h4>
						<a href="http://www.banks.ca/banks/hillary-clinton-tells-colbert-she-wouldnt-bail-out-big-banks-more-oct-28th/" title="Read More About: Hillary Clinton tells Colbert she wouldn&#039;t bail out big banks + MORE Oct 28th">Hillary Clinton tells Colbert she wouldn&#039;t bail out big banks + MORE Oct 28th</a>
					</h4>
					<div class="bb_fresh_excerpt ">                Democratic presidential candidate Hillary Clinton would not bail out big banks to save them from collapse in the event of another financial crisis, she said on Tuesday..... <a href="http://www.banks.ca/banks/hillary-clinton-tells-colbert-she-wouldnt-bail-out-big-banks-more-oct-28th/" title="Read More About: Hillary Clinton tells Colbert she wouldn&#039;t bail out big banks + MORE Oct 28th">More &#187;</a></div><div class="clear"></div>
					</div><div class="bb_fresh_item"><a href="http://www.banks.ca/banks/how-does-a-reverse-mortgage-work-in-canada-more-aug-29th/" title="Read More About: How does a reverse mortgage work in Canada? + MORE Aug 29th">
								<img width="1" height="1" src="http://www.banks.ca/wp-content/uploads/savings-account-1724983710-590827656.png" class="attachment-thumbnail wp-post-image" alt=" banking" />
							</a><h4>
						<a href="http://www.banks.ca/banks/how-does-a-reverse-mortgage-work-in-canada-more-aug-29th/" title="Read More About: How does a reverse mortgage work in Canada? + MORE Aug 29th">How does a reverse mortgage work in Canada? + MORE Aug 29th</a>
					</h4>
					<div class="bb_fresh_excerpt bb_hasimage">More than ever, Canadians are relying on reverse mortgages—a “don’t-pay-till-you-die” option to borrow up to 55% of the appraised value of your home—and the trend is turning conventional wisdom about debt and retirement on its head. While past generations fought hard to avoid debt in their.... <a href="http://www.banks.ca/banks/how-does-a-reverse-mortgage-work-in-canada-more-aug-29th/" title="Read More About: How does a reverse mortgage work in Canada? + MORE Aug 29th">More &#187;</a></div><div class="clear"></div>
					</div></div></div>
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<h2 class="bb_itemtitle"><a href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" title="Do You Need a Financial Advisor?" rel="nofollow" rev="ratesupermarket.ca" target="_blank">Do You Need a Financial Advisor?</a></h2>
<p><small style="font-size:11px; font-style:italic;"> &#8211; ratesupermarket.ca</small></div>
<div class="bb-post-content"><img src="http://www.banks.ca/wp-content/uploads/td-canada-trust-1370630548-1266300786.jpg" alt="Do You Need a Financial Advisor?" width="400" height="133" class="alignnone"/><br />
Most Canadians start planning for their retirement by walking into their local bank and investing in a Registered Retirement Savings Plan (RRSP). It’s quick, easy, and you get a discount on your annual tax bill. But, eventually (hopefully!) you’ll have enough of a nest egg socked away that you’ll want some professional advice on how to best manage and grow your savings. Here’s where to look for help.<br />
Are You Ready For Professional Help?<br />
If your investments are really small – a couple hundred or thousand dollars a year – filling in one of the various banks’ “risk assessment profiles” and talking with one of their RRSP experts is probably sufficient for the early years of financial planning. But, eventually, you’ll probably want to seek some more sophisticated advice. According to Greg Pollock, president and CEO of Advocis (The Financial Advisors Association of Canada), much of the Canadian public has a misconception that you need to have a certain amount of savings on hand before you can and should meet with a financial advisor&#8230;</div>
<p><br/><a class="bb_readmore" href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" target="_blank" title="Continue reading on ratesupermarket.ca &#187;" rel="nofollow"><b>Continue Reading On ratesupermarket.ca »</b></a></div>
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<h2 class="bb_itemtitle"><a href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" title="Do You Need a Financial Advisor?" rel="nofollow" rev="ratesupermarket.ca" target="_blank">Do You Need a Financial Advisor?</a></h2>
<p><small style="font-size:11px; font-style:italic;"> &#8211; ratesupermarket.ca</small></div>
<div class="bb-post-content"><img src="http://www.banks.ca/wp-content/uploads/toronto-dominion-bank-1370630539-1499081346.jpg" alt="Do You Need a Financial Advisor?" width="400" height="133" class="alignnone"/><br />
Most Canadians start planning for their retirement by walking into their local bank and investing in a Registered Retirement Savings Plan (RRSP). It’s quick, easy, and you get a discount on your annual tax bill. But, eventually (hopefully!) you’ll have enough of a nest egg socked away that you’ll want some professional advice on how to best manage and grow your savings. Here’s where to look for help.<br />
Are You Ready For Professional Help?<br />
If your investments are really small – a couple hundred or thousand dollars a year – filling in one of the various banks’ “risk assessment profiles” and talking with one of their RRSP experts is probably sufficient for the early years of financial planning. But, eventually, you’ll probably want to seek some more sophisticated advice. According to Greg Pollock, president and CEO of Advocis (The Financial Advisors Association of Canada), much of the Canadian public has a misconception that you need to have a certain amount of savings on hand before you can and should meet with a financial advisor&#8230;</div>
<p><br/><a class="bb_readmore" href="http://www.ratesupermarket.ca/blog/do-you-need-a-financial-advisor/" target="_blank" title="Continue reading on ratesupermarket.ca &#187;" rel="nofollow"><b>Continue Reading On ratesupermarket.ca »</b></a></div>
<div class="bb_footer_text">Why not follow our RSS feed to keep in sync with the latest Canadian banking news?</div>
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