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The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen

admin — Mon, 10 Jun 2013 23:57:04 +0000

Straight Talk and solid retirement advice for all Canadians

In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.

Offers practical advice for dealing with the changes to Canada's retirement system
Includes advice for calculating your Neutral Retirement Income Target
Contains solid financial advice in accessible language
Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm

The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen

admin — Mon, 10 Jun 2013 23:56:36 +0000

Making Money is harder than Saving Money – The basics

admin — Sun, 26 May 2013 18:56:29 +0000

The first thing I would like to mention is that this book does not promise you to quick wealth and an early retirement. The intention of this book is to share my experiences about saving money with you.
At an early age, I found it hard to make money. I do like what I do, but let’s be honest, most of us would rather not set the alarm every night and get up early in the morning, come back home late at night only to have the cycle be repeated the next day.
Sometimes it seems as if all we do is work for the weekend.

What this book will help you do is not necessarily making more money during these long, sometimes miserable days, but preserve as much of that hard earned cash and stretch the dollars you have to spend. The intention is not to sacrifice things we enjoy, but simply to be smarter in acquiring such goods and services, getting them for less.

As the title of this book is saying – making money is harder than saving money.

We already know we have to get up and make money – now let’s make sure you can actually save most of that money and get more for it.

More than Enough: The Ten Keys to Changing Your Financial Destiny

admin — Sun, 19 May 2013 09:59:48 +0000

In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while also creating a successful, united family. Drawing from his years of work with thousands of families and corporate employees, Ramsey presents the ten keys that guarantee family and financial peace, including: values, goals, patience, discipline, and giving back to one's community. Using these essential steps anyone can create prosperity, live debt-free, and achieve marital bliss around the issue of finances. Filled with stories of couples, single men and women, children, and single parents, More Than Enough will show you: How to create a budget that fits your income and creates wealth What finances and romance have to do with one another What role values play in your financial life How to retire wealthy in every way And much, much more Resonating with Ramsey's down-home, folksy voice, heartwarming case histories, inspiring insights, quotations from the Bible, and exercises, quizzes, and worksheets, More Than Enough provides an inspiring wealth-building guide and a life-changing blueprint for a vital family dynamic.