Banks in Canada » That http://www.banks.ca Canadian banking, credit cards, loans, savings, investments and retirement in Canada Tue, 28 Jul 2026 08:39:54 +0000 en-US hourly 1 https://wordpress.org/?v=3.9.40 Smoke and Mirrors: Financial Myths That Will Ruin Your Retirement Dreams (8th Edition) http://www.banks.ca/retirement/smoke-and-mirrors-financial-myths-that-will-ruin-your-retirement-dreams-8th-edition/ http://www.banks.ca/retirement/smoke-and-mirrors-financial-myths-that-will-ruin-your-retirement-dreams-8th-edition/#comments Mon, 10 Jun 2013 23:57:15 +0000 http://www.banks.ca/retirement/smoke-and-mirrors-financial-myths-that-will-ruin-your-retirement-dreams-8th-edition/ http://www.banks.ca/retirement/smoke-and-mirrors-financial-myths-that-will-ruin-your-retirement-dreams-8th-edition/feed/ 0 The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/ http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/#comments Mon, 10 Jun 2013 23:57:04 +0000 http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/ Straight Talk and solid retirement advice for all Canadians

In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.

  • Offers practical advice for dealing with the changes to Canada's retirement system
  • Includes advice for calculating your Neutral Retirement Income Target
  • Contains solid financial advice in accessible language
  • Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm

The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

]]> http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen-2/feed/ 0 How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won’t Get from Your Financial Advisor http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/ http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/#comments Mon, 10 Jun 2013 23:57:01 +0000 http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/  is not only a book about retirement - it's an inspirational guide on how to enjoy life to its fullest. What sets this international bestseller - with over 175,000 copies sold in its print edition - apart from all the other retirement books is its holistic approach to the fears, hopes, and dreams that people have about retirement. This one-of-a-kind guide goes way beyond the numbers that is often the main focus of most retirement planning books.

International bestselling author and prosperity life coach Ernie J. Zelinski guides you to:
  • Gain courage to take early retirement - in fact, the earlier the better.
  • Put money in proper perspective so that you don't need a million dollars to retire.
  • Generate purpose in your retirement life with meaningful creative pursuits.
  • Follow your dreams instead of someone else's.
  • Utilize his innovative "Get-a-Life Tree" for choosing retirement activites that resonate with your soul.
  • Create your own "Ultimate Life Adventure List" to help you have an exciting retirement.
  • Take charge of your mental, physical, and spiritual health.
  •  Better envision your retirement goals - including where you want to live.
  • Above all, make your retirement years the best time of your life.
The key to creating an active and fulfilling retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life - interesting leisure activities, creative pursuits, physical well-being, mental well-being, great friends, and solid social support.

In short, the retirement wisdom in this book will prove to be much more important than how much money you have saved. "How to Retire Happy, Wild, and Free" helps readers create an active, satisfying, and happy retirement in a way such that they don't need a million dollars to retire.

As a bonus, this ebook edition has a bit more content than the print edition, a few more images, some new inspirational quotations about retirement, several interesting letters from readers of the print edition, as well as links to the retirement resources mentioned in the book.

How to Retire Happy, Wild, and Free  is optimistic,
practical, humorous, and provocative AND
comprehensively addresses the many issues impacting
individualsas they think about their retirement."
- Nancy Conroy, Association of Retirement Planners]]> http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor-2/feed/ 0 The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/ http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/#comments Mon, 10 Jun 2013 23:56:36 +0000 http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/ http://www.banks.ca/retirement/the-real-retirement-why-you-could-be-better-off-than-you-think-and-how-to-make-that-happen/feed/ 0 How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won’t Get from Your Financial Advisor http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/ http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/#comments Mon, 10 Jun 2013 23:56:33 +0000 http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/ http://www.banks.ca/retirement/how-to-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-from-your-financial-advisor/feed/ 0 Credit Card Secrets That You Will Surely Profit from http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from/ http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from/#comments Fri, 07 Jun 2013 08:07:36 +0000 http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from/ http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from/feed/ 0 How to Budget- The Quick and Easy Guide to Making a Budget That Works http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/ http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/#comments Thu, 06 Jun 2013 18:59:57 +0000 http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/
"How to Budget..." is an easy and entertaining guide on how to make a budget that works. This book simplifies the process and addresses all your questions and fears about how to take that first step toward gaining control of your situation so you have more money at the end of your month.

"How to Budget..." can literally save you tens, or even hundreds of thousands of dollars over your lifetime when you apply the quick and easy principles you learn here. That's a pretty powerful result for such an affordable book!

This contains links to budgeting forms that you can print and use every month to work out your monthly financial plan.]]> http://www.banks.ca/savings/how-to-budget-the-quick-and-easy-guide-to-making-a-budget-that-works/feed/ 0 Mortgage Confidential: What You Need to Know That Your Lender Won’t Tell You http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/ http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/#comments Wed, 29 May 2013 23:48:29 +0000 http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/ ""Mortgage Confidential" is an insider's look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don't often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to:

* qualify for a larger loan

* avoid credit repair scams

* complete the loan application to maximize the chances of approval

* pay zero closing costs

* avoid origination charges

* determine whether paying ""points"" can save them money

* know when a loan officer is lying

* identify a ""rip-off"" loan program

* and more!

Whether looking into securing a mortgage for the first time or seeking to refinance, "Mortgage Confidential" gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs."]]> http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/feed/ 0 Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, & Keep More of What You Make http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/ http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/#comments Tue, 28 May 2013 06:21:49 +0000 http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/
Countless free budget plans are available for every possible income level and stage of life. So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes.

Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.]]> http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/feed/ 0 Credit Card Secrets That You Will Surely Profit from: A Special Report from the Boswell Corporation http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from-a-special-report-from-the-boswell-corporation/ http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from-a-special-report-from-the-boswell-corporation/#comments Sun, 26 May 2013 03:45:44 +0000 http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from-a-special-report-from-the-boswell-corporation/ http://www.banks.ca/credit-cards/credit-card-secrets-that-you-will-surely-profit-from-a-special-report-from-the-boswell-corporation/feed/ 0