Banks in Canada » What http://www.banks.ca Canadian banking, credit cards, loans, savings, investments and retirement in Canada Tue, 28 Jul 2026 08:39:54 +0000 en-US hourly 1 https://wordpress.org/?v=3.9.40 The ABC’s of Budgeting: What is Budgeting? Budget Makeover: Family Edition, Saving on Mortgage and Household Bills, The Art of Saving And Setting Up An Emergency Fund http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/ http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/#comments Sat, 15 Jun 2013 00:13:32 +0000 http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/ The ABC’s of Budgeting
The ABC's of Budgeting is a no-nonsense guide to personal financial fitness. It covers the fundamentals, starting with budgets and moving on to saving and frugal living tips. The guide also includes real case studies, budget makeovers and practical tips on how to solve your own money worries.
Learn the ways of the supersavers with practical tips from grocery shopping to buying a used car to living within your means while still in school. The last sections on emergency funds and debt reduction are brief, but they are eye-openers for those who believe they are financially invulnerable.
A preview of the book:

  • Introduction: What is Budgeting?

  • Budget Makeover: Family Edition

  • Saving on Mortgage and Household Bills

  • Store Brand Items vs. Major Brands

  • Online Shopping

  • The Art of Saving

  • How to Save When You Have Little or No Money

  • Money Saving Tips for College Students and Recent Graduates

  • Do You Need an Emergency Fund?

  • Getting Rid of Debt

]]> http://www.banks.ca/savings/the-abcs-of-budgeting-what-is-budgeting-budget-makeover-family-edition-saving-on-mortgage-and-household-bills-the-art-of-saving-and-setting-up-an-emergency-fund/feed/ 0 The Number: What Do You Need for the Rest of Your Life and What Will It Cost? http://www.banks.ca/retirement/the-number-what-do-you-need-for-the-rest-of-your-life-and-what-will-it-cost/ http://www.banks.ca/retirement/the-number-what-do-you-need-for-the-rest-of-your-life-and-what-will-it-cost/#comments Mon, 10 Jun 2013 23:57:37 +0000 http://www.banks.ca/retirement/the-number-what-do-you-need-for-the-rest-of-your-life-and-what-will-it-cost/ http://www.banks.ca/retirement/the-number-what-do-you-need-for-the-rest-of-your-life-and-what-will-it-cost/feed/ 0 What Color Is Your Parachute? for Retirement, Second Edition: Planning a Prosperous, Healthy, and Happy Future http://www.banks.ca/retirement/what-color-is-your-parachute-for-retirement-second-edition-planning-a-prosperous-healthy-and-happy-future/ http://www.banks.ca/retirement/what-color-is-your-parachute-for-retirement-second-edition-planning-a-prosperous-healthy-and-happy-future/#comments Mon, 10 Jun 2013 23:57:22 +0000 http://www.banks.ca/retirement/what-color-is-your-parachute-for-retirement-second-edition-planning-a-prosperous-healthy-and-happy-future/ http://www.banks.ca/retirement/what-color-is-your-parachute-for-retirement-second-edition-planning-a-prosperous-healthy-and-happy-future/feed/ 0 Super-Charged Retirement: Ditch the Rocking Chair, Trash the Remote, and Do What You Love http://www.banks.ca/retirement/super-charged-retirement-ditch-the-rocking-chair-trash-the-remote-and-do-what-you-love/ http://www.banks.ca/retirement/super-charged-retirement-ditch-the-rocking-chair-trash-the-remote-and-do-what-you-love/#comments Mon, 10 Jun 2013 23:57:19 +0000 http://www.banks.ca/retirement/super-charged-retirement-ditch-the-rocking-chair-trash-the-remote-and-do-what-you-love/ http://www.banks.ca/retirement/super-charged-retirement-ditch-the-rocking-chair-trash-the-remote-and-do-what-you-love/feed/ 0 The New Rules of Retirement: What Your Financial Advisor Isn’t Telling You http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/ http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/#comments Mon, 10 Jun 2013 23:57:13 +0000 http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/ The financial advice industry -- including banks, mutual fund and insurance companies -- has a vested interest in our hard-earned savings. Industry advisors are constantly warning us that we may not be financially prepared for retirement. And, feeling anxious about our future, we become convinced that it’s a good idea to let them handle our money. After all, they seem to have all the answers. But retirement planning today isn’t the same as it was in the past. We’re living longer, leading more active lives, with more options about how we want to live once employment is no longer the main focus. For the 1.6 million Canadians who will be retiring in the next five years, the questions at play are more complex than “How much do I need to retire?” Industry veterans Warren MacKenzie and Ken Hawkins have seen firsthand the mistakes that Canadians make in their financial preparations for the future. In The New Rules for Retirement, they offer simple, unbiased advice while at the same time debunking the many myths surrounding retirement.

]]> http://www.banks.ca/retirement/the-new-rules-of-retirement-what-your-financial-advisor-isnt-telling-you/feed/ 0 Make the Most of What You’ve Got: The Canadian Guide to Managing Retirement Income http://www.banks.ca/retirement/make-the-most-of-what-youve-got-the-canadian-guide-to-managing-retirement-income/ http://www.banks.ca/retirement/make-the-most-of-what-youve-got-the-canadian-guide-to-managing-retirement-income/#comments Mon, 10 Jun 2013 23:56:51 +0000 http://www.banks.ca/retirement/make-the-most-of-what-youve-got-the-canadian-guide-to-managing-retirement-income/ http://www.banks.ca/retirement/make-the-most-of-what-youve-got-the-canadian-guide-to-managing-retirement-income/feed/ 0 Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised http://www.banks.ca/savings/deal-with-your-debt-free-yourself-from-what-you-owe-updated-and-revised/ http://www.banks.ca/savings/deal-with-your-debt-free-yourself-from-what-you-owe-updated-and-revised/#comments Tue, 04 Jun 2013 22:30:06 +0000 http://www.banks.ca/savings/deal-with-your-debt-free-yourself-from-what-you-owe-updated-and-revised/ Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.]]> http://www.banks.ca/savings/deal-with-your-debt-free-yourself-from-what-you-owe-updated-and-revised/feed/ 0 Mortgage Confidential: What You Need to Know That Your Lender Won’t Tell You http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/ http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/#comments Wed, 29 May 2013 23:48:29 +0000 http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/ ""Mortgage Confidential" is an insider's look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don't often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to:

* qualify for a larger loan

* avoid credit repair scams

* complete the loan application to maximize the chances of approval

* pay zero closing costs

* avoid origination charges

* determine whether paying ""points"" can save them money

* know when a loan officer is lying

* identify a ""rip-off"" loan program

* and more!

Whether looking into securing a mortgage for the first time or seeking to refinance, "Mortgage Confidential" gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs."]]> http://www.banks.ca/mortgages/mortgage-confidential-what-you-need-to-know-that-your-lender-wont-tell-you/feed/ 0 Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, & Keep More of What You Make http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/ http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/#comments Tue, 28 May 2013 06:21:49 +0000 http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/
Countless free budget plans are available for every possible income level and stage of life. So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes.

Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.]]> http://www.banks.ca/savings/pocket-your-dollars-5-attitude-changes-that-will-help-you-pay-down-debt-avoid-financial-stress-keep-more-of-what-you-make/feed/ 0 Rich Dad Poor Dad: What The Rich Teach Their Kids About Money – That The Poor And Middle Class Do Not! http://www.banks.ca/investment/rich-dad-poor-dad-what-the-rich-teach-their-kids-about-money-that-the-poor-and-middle-class-do-not/ http://www.banks.ca/investment/rich-dad-poor-dad-what-the-rich-teach-their-kids-about-money-that-the-poor-and-middle-class-do-not/#comments Fri, 24 May 2013 21:19:06 +0000 http://www.banks.ca/investment/rich-dad-poor-dad-what-the-rich-teach-their-kids-about-money-that-the-poor-and-middle-class-do-not/ Rich Dad, Poor Dad, written with consultant and CPA Sharon L. Lechter, lays out his the philosophy behind his relationship with money. Although Kiyosaki can take a frustratingly long time to make his points, his book nonetheless compellingly advocates for the type of "financial literacy" that's never taught in schools. Based on the principle that income-generating assets always provide healthier bottom-line results than even the best of traditional jobs, it explains how those assets might be acquired so that the jobs can eventually be shed. --Howard Rothman]]> http://www.banks.ca/investment/rich-dad-poor-dad-what-the-rich-teach-their-kids-about-money-that-the-poor-and-middle-class-do-not/feed/ 0