Here’s what’s changed — and what hasn’t — in a pandemic RRSP season + MORE Jan 19th

Retirement planning getting you down? There are always smart ways to plan the financial aspects of your retirement.
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How to maximize your last-minute RRSP contribution + MORE Jan 26th

Mark your calendars: the deadline for Registered Retirement Savings Plan (RRSP) contributions for the 2020 tax year is March 1, 2021. But before you rush to deposit your money in a GIC or high-interest RRSP savings account at a local bank and call it a win, you should know there are other options th.... More »

Marriage or mortgage: Which is the better investment? Mar 30th

Weddings can be expensive, but so can many of the things that come after a wedding—like a home purchase, starting a family and saving for retirement. And so money is an important relationship issue even before a couple ties the knot.  Both weddings and home purchases can both cause people to thin.... More »

Maximizing spousal RRSP contributions in your 70s + MORE Mar 23rd

Q. My wife will turn 71 in 2022. She has three spousal RRSPs that we will arrange to mature on the same day: Feb. 8, 2022. On that day, we will convert all the RRSPs into a RRIF. Between now and then, I wish to take full advantage of my ability to continue making contributions to spousal RRSPs. I am.... More »

Reality-testing your financial plan + MORE Mar 16th

Q. I am contemplating changing financial planners and I just met with one who seemed very impressive. Within about three hours he had everything laid out for me: the investments I should purchase, the use of life insurance, delaying CPP to 70 and more. Still, I would like to get a second opinion bef.... More »

How much real estate should you have in a balanced portfolio? May 11th

When investors talk about income-producing assets, the first that come to mind are dividends and interest, with capital gains a close third. But what about investment real estate? If you hold an asset allocation ETF, it will be chock full of stocks and bonds but offer little real estate exposure apa.... More »
Here’s what’s changed — and what hasn’t — in a pandemic RRSP seasonIf you’ve been earning a good salary from a secure job, investing your savings in a tax-advantaged RRSP is a good idea. But if your income has suffered or your job security is uncertain, keeping what money you have saved in a TFSA is a better bet.

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Jean-François Perrault
Senior Vice-President and Chief Economist, Scotiabank
Judith Chan, CFA
Portfolio Manager and Director of Portfolio Solutions
Scotia Global Asset Management, Scotiabank
Iris Gu
Financial Advisor, Investment and Retirement Planning, Scotiabank
Learn more
Visit the Scotia Investment Centre hub at
The post Watch the ScotiaAdvice+ Virtual Panel: Investing in Uncertain Times appeared first on MoneySense.

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