There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
June 22 Update: New Ivanhoe gift card Amex Offer and the Centurion Lounge opens up at New York La Guardia + MORE Jun 23rd
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 70,000 bonus points a.... More »
Credit Card Review: American Express Cobalt™ Card Nov 21st
Let me start off that, yes, there was a lot of buzz about the launch of the American Express Cobalt Card back in 2017 so the anticipation for it was big. The card has now been around for five years and continues to dominate the Canadian market as the best travel rewards card and one of […]
Th.... More »
Are you getting the most out of your credit card rewards? + MORE Jul 9th
Credit card rewards points are awesome, if you can redeem them for things you actually want. We all have different goals and plans, and on top of that our spending habits and needs can change over time. That’s why having lots of options to choose from is key to a worthwhile rewards program. Let’.... More »
Earn up to 50,000 bonus points with The World of Hyatt Credit Card + MORE Jan 18th
Discover why a high point value makes the World of Hyatt Credit Card sign-up bonus especially valuable..... More »
Banking with a credit union can save on fees—but there are limitations + MORE Aug 28th
On the surface, banking with a credit union may seem a lot like a traditional bank. But it’s not.
Credit unions are similar to commercial banks in that they offer chequing and savings accounts, mortgages, business loans, online banking and registered savings plans—all for lower or no fees .... More »
Is Credit Card Debt Good for Canada’s Big Banks?
– ratesupermarket.ca
The dangers of taking on too much debt are a constant narrative in Canada, especially as the economy takes a turn for the worst. Today’s environment of high unemployment, low oil prices and tepid growth forecasts prompt a stern warning for consumers to resist borrowing too much, as exposure to credit card delinquency poses risk to both individuals and the big banks.
However, a new report by Canaccord Genuity analyst Gabriel Dechaine questions whether credit card debt really heightens the risk for banks – and that it could actually have the opposite effect. Says Dechaine, “despite the ‘doom and gloom’, most credit metrics for cards are surprisingly resilient,” adding, “While there has certainly been smoke, (e.g. rising unemployment) we have yet to see much fire.”
His report states “Canadian banks have over $60 billion of Canadian credit card receivables, which represents only 3 per cent of total sector loans. Yet we estimate they generate 10 per cent of sector profits,” adding that as some key businesses experience a slowdown (e…
The Queen in her most important role: as ‘Gan-Gan’
– macleans.ca
This official photograph, released by Buckingham Palace on Wednesday April 20, 2016, to mark her 90th birthday, shows Queen Elizabeth II with her five great-grandchildren and her two youngest grandchildren in the Green Drawing Room, part of Windsor Castle’s semi-State apartments in Windsor England. (© 2016 Annie Leibovitz via AP) MANDATORY CREDITShe’s the Queen of 16 realms, including Canada. She’s outlasted 11 British prime ministers and another 12 Canadian ones. Those constitutional roles hold great significance to a woman who has been on the throne for more than 64 years—yet it’s not her top responsibility.
The most important role for Queen Elizabeth II is to be a matriarch. The head of the house of Windsor is in the ultimate family business, one passed down through generations, dynasties and centuries.
So for her 90th birthday on April 21, it was only fitting that the Queen would be surrounded by her family in a series of official portraits taken by the American celebrity photographer Annie Leibovitz over Easter…
Rate survey: Average card APR jumps to 15.19 percent
– creditcards.com
April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report.
The Queen in her most important role: as ‘Gan-Gan’
– macleans.ca
This official photograph, released by Buckingham Palace on Wednesday April 20, 2016, to mark her 90th birthday, shows Queen Elizabeth II with her five great-grandchildren and her two youngest grandchildren in the Green Drawing Room, part of Windsor Castle’s semi-State apartments in Windsor England. (© 2016 Annie Leibovitz via AP) MANDATORY CREDITShe’s the Queen of 16 realms, including Canada. She’s outlasted 11 British prime ministers and another 12 Canadian ones. Those constitutional roles hold great significance to a woman who has been on the throne for more than 64 years—yet it’s not her top responsibility.
The most important role for Queen Elizabeth II is to be a matriarch. The head of the house of Windsor is in the ultimate family business, one passed down through generations, dynasties and centuries.
So for her 90th birthday on April 21, it was only fitting that the Queen would be surrounded by her family in a series of official portraits taken by the American celebrity photographer Annie Leibovitz over Easter…
