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December 13 Update: Free Aeroplan Miles, an AIR MILES tip & 20% off + upgrade at the Fairmont Waterfront + MORE Dec 14th

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The Ultimate Foodie Credit Card Portfolio, Air France KLM Flying Blue Promo Rewards for May & a 20% bonus on Fairmont gift card purchases on May 4 + MORE May 4th

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Money Advice: How to Make it Apply to You
When I was growing up, personal finance was never taught in school. Instead of getting money advice, I learned the numeric value of pi and how to multiply fractions; compound interest wasn’t in any of my textbooks. While I don’t have any experience with the current education system, I can imagine that not much has changed.
For many of us, we rely on our parents or friends to give us advice, but just how accurate is that advice in today’s economic climate? Times have changed and everything appears to be much more expensive. My parents bought their first home in cash – something that I will never be able to do. That doesn’t mean their advice is wrong; it just means I need to apply it to how things are now. Here’s some of the money advice I have picked up over the years.
“Spend less than You Make”
Regardless of our income, spending less than we make are always wise words to live by but we also need to factor in savings (I’ll focus on that a bit later). Perhaps what people really mean when they say this is simply to avoid credit…

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July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report.

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With rewards credit cards and other budget-saving tips you can have an exciting park adventure for a fraction of the usual cost

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Air Miles customers are racing to redeem rewards before their aging miles expire. But many claim they’re facing big hurdles as they try to beat the clock.

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