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How being denied credit affects your score
– creditcards.com
The hard inquiry hurts a bit, but a denial of credit gives you information that may help
Use rewards to boost back-to-school savings
– creditcards.com
Stretch your back-to-school shopping budget with credit card rewards
Canadian Tire financial arm hits some potholes, retail arm fires on all cylinders
– canadianbusiness.com
TORONTO – Canadian Tire’s retail and real estate segments fared well during the second quarter despite challenging conditions, but the company’s financial services division hit a couple of potholes along the way.
The Toronto-based company (TSX:CTC.A) said margins at its financial services were squeezed as it invested to acquire new accounts through traditional marketing and in-store financing programs at Canadian Tire’s retail locations. It also experienced slightly higher rates of past-due credit card receivables and writeoffs.
In the main retail segment, same-store sales — those at outlets open for more than a year — were up in all of its core banners. Those includes the Canadian Tire stores and gas bars, Sport Chek and other sporting goods banners and Mark’s clothing stores.
The national chain had overall net income of $199 million or $2.46 per share, up from $186.2 million or $2.15 per share in the second quarter of 2015.
Its retail segment’s revenue grew three per cent or $89…
The Toronto-based company (TSX:CTC.A) said margins at its financial services were squeezed as it invested to acquire new accounts through traditional marketing and in-store financing programs at Canadian Tire’s retail locations. It also experienced slightly higher rates of past-due credit card receivables and writeoffs.
In the main retail segment, same-store sales — those at outlets open for more than a year — were up in all of its core banners. Those includes the Canadian Tire stores and gas bars, Sport Chek and other sporting goods banners and Mark’s clothing stores.
The national chain had overall net income of $199 million or $2.46 per share, up from $186.2 million or $2.15 per share in the second quarter of 2015.
Its retail segment’s revenue grew three per cent or $89…
