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Latest News
RWRDS Daily Update April 10: The Ultimate High End Traveller Credit Card portfolio Apr 10th
The Ultimate High End Traveller Credit Card portfolio and Earn Alaska Airlines MVP Status with just one round trip flight to Australia or New Zealand. Check out today's points & miles updates here:
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The best GIC rates in Canada for 2026 Feb 23rd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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Earn 7x Aeroplan Points for Apple Store purchases made by October 14 + MORE Oct 13th
Aeroplan has brought back their 7x points offer for shopping online with Apple! This works for all eligible online purchases, even those you pick up in store! This is how I used to do all my Apple purchases, buy online and pick up typically within 2-3 hours at the Apple store all the whi.... More »
Today only - 5x Aeroplan Miles with Amazon.ca via Aeroplan eStore's 12 Days of Gifting Dec 9th
Last week Aeroplan launched the 12 days of Gifting for shopping online via the Aeroplan eStore and today's offer is one most of you look forward to - especially if you missed it for the Black Friday/Cyber Monday weekend. And that offer is 5x miles for shopping at Amazon.ca. Happy shopping!Learn more.... More »
Worried about your credit rating? Avoid these 5 credit card mistakes + MORE Oct 26th
You don’t think about your credit rating opening doors for you—until it abruptly swings one shut. However, in order to appreciate what you could do differently to improve your credit rating, it helps to understand what exactly that is.
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Best balance transfer credit cards: Summer 2016
– creditcards.com
Our panel of judges names the Citi Simplicity Card as the top balance transfer card for summer 2016
Would you pay less than $2 to find a good tenant?
– moneysense.ca
(Getty Images/Caspar Benson)What does getting a phone contract, buying a car and renting an apartment have in common? Each one will require a credit check—a glimpse into the detailed data that highlights whether or not you can be trusted to honour your contract and pay your bills.
But there’s a problem with the system of collecting credit score information. At present, your credit score is based on the FICO scoring system which was introduced in 1989 and consists of five major categories: payment history, types of credit used, new credit accounts, debts and your credit history. The problem, however, is that credit scores have become the go-to mechanism for establishing whether or not you’re a good customer—and they don’t always capture the truth.
“We have a situation where the credit score is now being needed for everything,” says Toronto paralegal Dan Barnabic, who represents clients in credit disputes. In the past, your credit score was intended solely to determine whether you could qualify for loans or credit cards, and at what interest rates and what limits…
The Best Credit Cards for First-Year University and College Students
– ratesupermarket.ca
Congratulations! You’ve graduated high school and now you’re taking the next big step in your life. Starting post-secondary education involves a lot of firsts – it may be the first time you’re living away from home, the first time you’re cooking for yourself, and perhaps the first time you have a job and are managing your own money.
When I began university, I remember many companies advertising student credit cards in the halls of my school. I desperately wanted one, mostly just so I could fit in and look cool. When my plain grey card finally arrived in the mail – some seven months later – I went out and dared to put $30 worth of charges on it. I didn’t care what its real purpose was or whether it had any perks. After all, I paid off my balance in full every single month and made sure I kept everything well under the card limit.
Now, 13 years later, I can thank that little grey card for teaching me a lot of financial responsibility. Because I paid all my bills on time and never incurred interest charges, my credit score is excellent…
