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How You Can Protect Your Data from Cybercriminals + MORE Aug 2nd
If you found a USB stick in the bathroom at work, would you plug it into your computer to see what’s on it? Preying on our inherent curiosity is one clever way cybercriminals try to trick us into making security mistakes in an effort to gain access to sensitive computer systems and launch a cyber .... More »
RWRDS Daily Update May 13: 20% more value for Aeroplan points redeemed for Air Canada Vacations packages May 14th
Receive 20% more value for Aeroplan points redeemed for Air Canada Vacation packages and JetBlue's 2nd Canadian city will have to wait & WestJet cuts Vancouver to Austin. Check out today's points & miles updates here:
The post RWRDS Daily Update May 13: 20% more value for Aeroplan points r.... More »
2019 will bring big changes, more control to first-time borrowers + MORE Jan 7th
Beginning this year, young borrowers with thin or non-existent credit histories will be able to proactively influence their FICO scores by granting credit bureaus access to more of their financial information..... More »
American Express will issue replacement Annual Travel Credits for Platinum Cardmembers who didn't use them during the pandemic + MORE Apr 8th
The Platinum Card from American Express may be one of the most expensive cards to carry in your wallet at $699 per year but there's good reason for that. You have an amazing lounge access program, you get automatic hotel elite status with numerous hotel chains, you get the Fine Hotels & Re.... More »
Top ways that credit card fees sneak into your trip + MORE Jul 19th
It’s summertime, and that means break time for many Canadians. If you’ve been using a credit card to book your holiday and spending while on vacation, you might be paying more than you think. While travel credit cards often offer perks or rewards, they can often come with expensive upfront annua.... More »
Earn Triple Aeroplan Miles on all IHG hotel stays until December 15
– RewardsCanada.ca
We’ve already brought you the details of the new Accelerate promotions for those people who like to earn IHG Rewards Club points. But what happens though if you don’t stay at IHG hotels very often and prefer to credit those stays to your favorite airline program? Well credit those stays to Aeroplan as members of this coalition program can earn Triple Miles on stays until mid December. Remember to earn the bonus you must be an IHG Rewards Club member and set your earning preference to Aeroplan miles. Offer DetailsTriple Aeroplan Miles when you stay at IHG Hotels Worldwide. (InterContinental® Hotels & Resorts, InterContinental® Alliance Resorts, Crowne Plaza® Hotels & Resorts, Hotel Indigo®, EVEN® Hotels, Holiday Inn®, Holiday Inn Express®, Holiday Inn Resort®, Holiday Inn Club Vacations® hotels, Staybridge Suites® or Candlewood Suites® hotels) Maximum bonus award is 7,500 bonus miles during this campaign. Full details, online registration and booking (Registration is required) Until Dec 15, 16Find many more Aeroplan Bonus Miles offers here!September 6 Update: Emirates adds Cash+Miles option, up to 55,000 bonus miles with the TD Aeroplan Visa Infinite Privilege and more
– RewardsCanada.ca
News, Tips & Tricks Emirates is the latest airline to bring out a Cash+Miles redemption option for award tickets! Emirates Skywards members can now choose to redeem as little as 2,000 miles + cash for flights. Find out more here.Earlier today we brought you the details of the new TD Aeroplan Visa Infinite offer but as we mentioned last week there is also a new offer for the TD Aeroplan Visa Infinite Privilege card:Earn up to 55,000 Aeroplan Miles with the TD Aeroplan Visa Infinite Privilege. Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your Card. 25,000 Aeroplan Miles when you spend $1,000 within 90 days of approval, 5,000 Additional Aeroplan Miles when you add an Authorized User to your Account (Authorized User must call and activate Card by January 16, 2017) . Full details Posts since our last update: Earn Triple Aeroplan Miles on all IHG hotel stays until December 15 We’ve already brought you the details of the new Accelerate promotions for those people who like to earn IHG Rewards…RBC and British Airways bring back the 50,000 Avios sign up bonus for their Visa Infinite Card Last seen in the spring, RBC has brought back the 50,000 Bonus Avios offer for their RBC British Airways…British Airways Executive Club: Earn Triple Avios on flights between Canada & Europe British Airways has revealed their fall Transatlantic flight bonus which goes away from their typically tiered bonus for multiple…TD Aeroplan Visa Infinite sign up bonus increased to up to 30,000 miles with 50% off the first year’s annual fee Our exclusive offer for the TD Aeroplan Visa Infinite Card ended over the weekend but we are pleased to…Miles & More Award Ticket Sale – Save 50% on Lufthansa Economy Class award tickets to Europe from Toronto As we do each month we bring you the latest set Miles & More “Meilenschnaeppchen” discounted mileage awards! This… Travel DealsAir Canada Go Anywhere sale is their latest Worldwide seat sale…TD Aeroplan Visa Infinite sign up bonus increased to up to 30,000 miles with 50% off the first year’s annual fee
– RewardsCanada.ca
Our exclusive offer for the TD Aeroplan Visa Infinite Card ended over the weekend but we are pleased to bring you the general offer for the next wave of up to 30,000 Bonus Aeroplan Miles with 50% off the first year’s annual fee. With this iteration the sign up bonus has been increased but the card is no longer first year free although getting up to 30,000 Aeroplan miles for $60 isn’t that bad of deal. TD Aeroplan Visa Infinite Card • Receive a Welcome Bonus of 15,000 Aeroplan Miles with your first Purchase • You could receive another 10,000 bonus TD Points if you keep your Account open, active and in good standing for 90 days after your Account is opened • In addition, you could receive 5,000 Aeroplan Miles when you add an Authorized User to your Account by September 2nd (Authorized User must call and activate their Card by Jan…New Chinese visa offices could spur more tourism to Canada
– theglobeandmail.com
Deal to open seven new visa offices in 2017 will cement country’s place as a top destination for visitors from China
The best way to fund your retirement
– moneysense.ca
Q: I am 66 and retired with no defined benefit pension – just CPP and OAS. I do have RRSPs, both in savings and in mutual funds. I own my own home and it’s mortgage-free. I have some TD shares and Bell shares which are not within the RRSP portfolio.My question is…in the future when I need funds, is it better to cash in some shares or to cash in from the RRSP?
I want to be sure that what I do is the most efficient for tax purposes (for example my roof needs re-shingling next year, costing approximately $10,000).
—Julie
A: Without knowing all the facts, Julie, it’s hard to give you a perfect “how-to” in your case, but I can give you a number of different considerations.
If you have a spouse, depending on their sources of income, my answers might change. But I’ll assume you’re single since you didn’t mention a partner.
Depending on the amount of your CPP and OAS pensions, you may be entitled to additional government benefits like Guaranteed Income Supplement (GIS), the GST/HST credit and based on your province of residence, various provincial tax credit and incentive programs…


