How to go about securing the best rate and plan for your credit card in Canada.
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Maximize the amount of Aeroplan Miles you earn on eats and drinks by using the American Express Cobalt Card Jun 26th
There are several, if not many reasons why the American Express Cobalt Card is ranked the number one travel rewards credit card in Canada. One of those reasons is the card's earn rate on eats and drinks, that is groceries, restaurants, bars etc. It earns a whopping 5 points per dollar in the categor.... More »
Plastk Secured Credit Card Review 2023 + MORE Feb 24th
Secured credit cards can help you build or rebuild credit when you’re unable to qualify for a regular credit card or loan. The concept is simple. You provide an upfront security deposit, and the credit card issuer secures it in a separate account.
Your credit limit is equal to the amount of se.... More »
RWRDS Daily Update – November 9 + MORE Nov 9th
Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Cobalt Multipliers in the UK Another update to our American Express Cobalt Card Confirmed Multiplier Locations. Thanks to MCG whose wife is in the UK and using her .... More »
TD Cash Back Visa Infinite Card - 6% Cash Back on select categories for the first 3 months + first year free + MORE Jul 20th
In the middle of June TD Canada Trust released a new set of cash back credit cards to our market. The high end version, TD Cash Back Visa Infinite Card is what we look at in this post.TD came out strong with their new high end offering for the Cash Back market with a never seen before return o.... More »
Rewards Canada's Guide to Business Class Lounge Access - Updated for 2020 Jan 27th
Today I completed an update to our long running feature Rewards Canada's Guide to Business Class Lounge Access. The guide provides details on how you can access business class lounges at airports around the world without having to fly in business or first class.The update includes pricing changes fr.... More »
48% of Canadians aren’t taking steps to meet goals
– moneysense.ca
TORONTO — A new report from CIBC says about half of Canadians aren’t taking sufficient steps to stay on top of their financial priorities in the coming year.
A poll conducted this month for the Toronto-based bank found that 48 per cent of respondents didn’t plan to cut back spending on non-essential items in order to meet goals that include eliminating debt, keeping up with bills and growing their investments.
Coming in at 28 per cent, debt repayment was the top financial priority of those surveyed— with the vast majority saying their biggest concerns were credit cards and lines of credit.
Among those who incurred new debt over the past 12 months, almost one-third of those surveyed said the primary reason for overspending was day-to-day expenses beyond their monthly income.
Yet, the poll also found that only 26 per cent of the respondents said they will actually set a household budget to help them stay on track with a financial plan.
The CIBC survey was conducted online in early December among 1,507 Canadian adults who are Angus Reid Forum panellists…
A poll conducted this month for the Toronto-based bank found that 48 per cent of respondents didn’t plan to cut back spending on non-essential items in order to meet goals that include eliminating debt, keeping up with bills and growing their investments.
Coming in at 28 per cent, debt repayment was the top financial priority of those surveyed— with the vast majority saying their biggest concerns were credit cards and lines of credit.
Among those who incurred new debt over the past 12 months, almost one-third of those surveyed said the primary reason for overspending was day-to-day expenses beyond their monthly income.
Yet, the poll also found that only 26 per cent of the respondents said they will actually set a household budget to help them stay on track with a financial plan.
The CIBC survey was conducted online in early December among 1,507 Canadian adults who are Angus Reid Forum panellists…
Donald Trump on Wednesday touted plans by a Japanese mogul to bring 8,000 jobs to the United States. They could be the first of the 50,000 jobs tech billionaire Masayoshi Son promised to create after meeting with the president-elect earlier in December.
Card resolutions abound for 2017
– creditcards.com
Paying credit card debt weighs on many Americans’ minds
Don't let credit card debt delay marriage
– creditcards.com
Marriage has financial benefits, shedding debt can be one
