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Latest News
TD Refer a Friend limited time offer: earn up to $300 in e-gift cards for credit card referrals + MORE Jan 17th
We've now seen several banks offer incentives for referring friends and family to their card products, with American Express being the most notable and now TD is in the referral game. Launching today, TD has a limited time offer whereby if you have a TD card you can refer friends and family to.... More »
This Week in RWRDS: May 25 – 31, 2024 + MORE Jun 1st
This week we look at the best card options to replace your PC Mastercards if you are cancelling it as part of the Loblaws boycott, discuss Choice Privileges summer bonus points promotion and more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This We.... More »
January 15 Update: Further BMO card changes, 75 Bonus AIR MILES via Travel Hub and more + MORE Jan 15th
Early today we released the details of the updated BMO Rewards World Elite Mastercard whose program changes went into effect today. It wasn't the only BMO card changing. Also today the BMO AIR MILES World Elite Mastercard now only offers a 15% discount when redeeming AIR MILES for flights in Nor.... More »
flydubai becomes Air Canada Aeroplan’s newest airline partner + MORE Dec 7th
Air Canada Aeroplan continues to grow its partner roster with flydubai joining the ranks of 45+ airlines that are now part of the program. Based out of Dubai, flydubai operates 81 Boeing 737 aircraft to over 120 destinations in 54 countries across Africa, Central Asia, the Caucasus, Central and Sout.... More »
November 20 Update: Scotia credit card updates, new Amex offer for mobile service providers, Aer Lingus cuts Montreal & 30% off Canadian North flights + MORE Nov 21st
Finally got around to updating the Scotiabank credit card offers as many were set to end on October 31. Most if not all offers have simply been extended as follows:Scotiabank Passport Visa Infinite card• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 toward.... More »
The First Key to Financial Success: Becoming Financially Literate
– ratesupermarket.ca
A new year provides the perfect opportunity to mentally give yourself a clean slate and get a handle on your finances. Are you planning on saving more this year? Investing? Paying off debt? No matter your resolution, you first need to gain a clear understanding of where you stand financially.
And in order to do so, here are a few things you should know so you can best leverage your hard-earned dollars.
Your credit score
If you don’t know your credit score, you’re not alone. This is a number that many Canadians are still in the dark about, but in reality, your credit score should be common knowledge. A strong score is the gateway to better interest rates, credit approvals, and mortgage approvals.
Simply knowing the magic number might not seem useful, but it can help you figure out where you stand financially and what you need to do to improve. Because this number changes regularly based on what you owe, it’s prudent to check it regularly – at least on an annual basis. Agencies like Equifax and TransUnion offer this information through the mail for free or online for a small fee…
A proposed class action lawsuit targeting Air Miles will proceed even though the rewards program has cancelled its controversial expiry policy. The claim alleges Air Miles is still treating its members unfairly.
Mogo wants to be your mobile mortgage specialist
– moneysense.ca
Mobile app meets mortgage specialist. That’s what Mogo Finance Technology Inc. is promising with its most recent announcement.As of mid-January 2017, the Vancouver-based fintech company registered as a mortgage broker in three provinces: Ontario, B.C. and Alberta, with plans to expand across Canada. Mogo already offers online personal loans.
What differentiates MogoMortgage from other non-bank lenders is the launch of an online and mobile-friendly interface—where mortgage shoppers can compare rates, apply for a mortgage and track their payment progress.
Benefits of MogoMortgage
The biggest promise, according to Mogo press statements, is that their mortgage product will make the process of acquiring a mortgage—and paying off that debt—more transparent.
By using the MogoMortgage app you can get your credit score (for free!), apply for your mortgage, track your mortgage-debt repayment progress and set-up payment notifications.
Plus, the company promises rewards for meeting milestones, like a bottle of champagne on the one year anniversary of your first mortgage payment…
Average card APR remains at record high of 15.42 percent: CreditCards.com Weekly Credit Card Rate Report
– creditcards.com
Jan. 25, 2017: The national average APR on new card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report.
