How to go about securing the best rate and plan for your credit card in Canada.
Latest News
AIR MILES Massive Giveaway - win up to 100,000 miles to shop the AIR MILES Merchandise Rewards Catalogue + MORE Jan 15th
AIR MILES launched a new contest today where you can win up to 100,000 Reward Miles to use towards any items in their Merchandise Rewards Catalogue. For every AIR MILES Reward Miles base mile you earn between today and the contest end date of February 3 you'll earn one entry into the giv.... More »
How to restore credit after maxing out cards Dec 2nd
Reaching a 100 percent utilization due to maxed-out cards can hurt your credit score. To give it a boost, pay off balances and rein in spending..... More »
Card debt payment options for elderly relatives with dementia Feb 10th
If a relative is unable to take care of credit card debt due to dementia, you have options..... More »
New WestJet video with Gerry Dee takes a stab at Air Canada and Aeroplan Dec 18th
Earlier this month WestJet Rewards released a video collaboration with Canadian comedian Gerry Dee about the uncertainty of airline travel reward programs:While not specifically implied, you can tell they are taking a stab at Air Canada and Aeroplan and what is going to happen to the program come 20.... More »
New Amex Offers for mobile wallet payments, buying gift cards for Oxford properties & ordering food from Pizza Nova + MORE Feb 3rd
Several new Amex Offers offers became available over the past few days. The one that is making many people happy is one for bonus points or a statement credit for using a mobile payment option like Apple Pay, Google Pay etc. Thanks to my wife, Harry B. and Jeff W. who all alerted me to this of.... More »
How to qualify for credit as a small-business owner
– creditcards.com
As a small-business owner, slow down growth until you have a greater cash flow to build your credit
In-Store AIR MILES Cash redemption to resume on April 5th
– RewardsCanada.ca
Great news for AIR MILES Cash collectors – you’ll once again be able to use your miles for in-store redemption starting this Wednesday.Here is a major excerpt from today’s press release:TORONTO, April 3, 2017 /CNW/ - Today, the AIR MILES® Reward Program announced that in-store AIR MILES Cash redemptions will resume on Wednesday, April 5th at 5:00 a.m. EST. Collector Account security is a top priority for AIR MILES, which is why the company is also announcing a series of additional fraud management policies that will help to enhance Account security for all Collectors. AIR MILES believes that the policies outlined below, which are a combination of existing and new processes, will help to mitigate fraud risk for Collectors, while enhancing Collector Account security and delivering a user-friendly in-store Collector experience: Mitigating Fraud In-Store – effective April 5, 2017Collectors will now have a daily cap of $50 for in-store AIR MILES Cash redemptions across all Partners, per Collector Cash Account, per day…CIBC ranked No. 1 in mobile banking customer service
– moneysense.ca
(Chris So/Toronto Star via Getty Images)CIBC has come in first in a Canadian ranking of customer service in mobile banking. The bank topped the ranking based on its customizable experience, a feature to enable customers to book meetings and for its fingerprint ID security.
In its 2017 Mobile Banking scorCard Review, Surviscor surveyed the banks with 2,500 usage-related questions to find which mobile banking experience Canadians prefer.
Top 10 banks
Rank
Bank
Grade
1
CIBC
91%
2
National Bank
88%
3
Scotiabank
85%
4
Tangerine
75%
5
Desjardins
69%
6
PC Financial
67%
7
RBC Royal Bank
62%
8
Coast Capital Savings
58%
9
Meridian Credit Union
56%
10
ATB Financial
51%
“With CIBC, everything they do, they tend to do very well,” says Glenn Lacoste, President and CEO of Surviscor…
April 3 Update: Now earn Aeroplan Miles with Payless car rental, RBC Rewards+ added to Rewards Canada & more!
– RewardsCanada.ca
News, Tips & Tricks Aeroplan members can now earn 50 Miles for each eligible Payless car rental at participating locations on and off airport including in Canada, U.S., and internationally. The Scotia More Rewards Visa Card celebratory 15,000 point sign up bonus has been extended to August 31st! However the current 25,000 point + FYF offer for the Scotia Gold American Express Card will be cut short on April 30th instead of July 31st. We don’t know what the new offer will be on May 1st yet but as soon as we do we’ll be sure to pass it along! The RBC Rewards+ Visa Card has been added to various pages across our site such as our RBC page and Comparison of all travel rewards credit cards. Posts since our last update: In-Store AIR MILES Cash redemption to resume on April 5th Great news for AIR MILES Cash collectors – you’ll once again be able to use your miles for in-store redemption…World of Hyatt: Double Points on all stays Worldwide starting with your 2nd stay This is the first systemwide offer for the new World of Hyatt program…Earn up to 7x Aeroplan Miles for eStore purchases until April 16
– RewardsCanada.ca
Aeroplan has launched a great new bonus for your online shopping! If you funnel your purchases through the Aeroplan eStore until April 16th you’ll earn no less than 5x the regular miles normally awarded for each purchase. Of course if you hold Aeroplan status you’ll earn more, Silver & Black members will each get 6x the miles while Diamond members get 7x miles.Of course you have to ensure you triple dip on your purchases by using a points earning credit card for them such as the TD Aeroplan Visa Infinite Card to boost your Aeroplan miles but then we would recommend using a card like the Chase Marriott Rewards Premier Visa card for those retailers charging in USD since the card has no foreign transaction fee. Whether shopping for yourself or someone else (Mother’s day is only a month away!) don’t wait to get it done, you might as well do it now to score lots more miles! Visit the Aeroplan eStore today to take advantage of this offer!
