How to go about securing the best rate and plan for your credit card in Canada.
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Travel resolutions: Travel better using rewards credit cards in 2019 Jan 5th
Is one of your new year’s resolutions to travel far and wide? Follow these tips to upgrade your bucket list, hack elite benefits and make your wildest travel dreams come true in 2019 using your rewards credit cards..... More »
Rate survey: Average card APR sits tight at 16.41 percent + MORE Mar 7th
March 7, 2018: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report..... More »
Clash of the Credit Cards! HSBC World Elite® Mastercard® vs. TD First Class Travel® Visa Infinite* Card + MORE Apr 5th
Welcome to another Rewards Canada Clash! This clash comes to us at the request of one of our Facebook followers! 'Nam' asked if we could have a Clash between the HSBC World Elite® Mastercard® and the TD First Class Travel® Visa Infinite* Card so here it is! If you would like to see any cards go h.... More »
American Express Canada’s Shop Small is back! Receive a $5 statement credit when you spend $10 (up to 3 times) + MORE Jun 7th
American Express Canada’s Shop Small offer has returned for summer 2024! After skipping 2023 for its primary consumer cardholders, Amex has brought the offer back for the next 6 weeks. This is an amazing promotion that many Amex Cardmembers eagerly await each year and its good to see it back.... More »
When and how should I start drawing on my retirement savings? Apr 1st
Ask MoneySense
Do you have any tips for withdrawing from an RRSP?
Some background: My spouse and I are debt-free and mortgage-free. We own our home (current value approximately $1 million). We are hesitant to downsize as this home is accessible for me.
I have approximately $650,000 in RRSPs .... More »
Miles & More Award Ticket Sale – Save 50% on Economy Class award tickets between Toronto & Austria!
– RewardsCanada.ca
As we do each month we bring you the latest set Miles & More “Meilenschnaeppchen” discounted mileage awards! This month the 50% off economy class tickets between Toronto and Austria on Austrian Airlines returns! This is a great offer and below we’ll even show you how to get these for just an annual credit card fee (outside of the award ticket taxes/fees)These offers are good for travel until May 31, 17You can redeem Miles & More miles for round trip tickets on Austrian from Toronto to Austria for only 30,000 miles. This is a 50% discount off the normal Economy Class award ticket price of 60,000 miles. Here are the offers: As we mention every time they have the 50% off economy offer is that you could in theory get the tickets with grabbing a couple of credit cards and a $120 annual fee! – there aren’t many cards that will get you a round trip flight to Europe for that amount of spend! How so? As we usually mention in this post you can boost your Miles & More account with the Starwood Preferred Guest Credit Card from American Express…What’s the minimum age to be an authorized user?
– creditcards.com
You can boost a child’s credit by adding them as an authorized user, but cards’ policies vary widely on how old the child must be
Give A Mile – Crowdfunding miles to help families fly to see loved ones who are critically or terminally ill
– RewardsCanada.ca
This is one of those posts that we love to write and it really puts meaning behind all the miles and points we collect. We are excited to share with you details of a loyalty rewards charity that is also based in our home town of Calgary. We’re sure some of you have heard of them but for those of you who have not we’d like to introduce you to Give A Mile. Established in Calgary, Canada in February 2013, Give A Mile is dedicated to bringing together the terminally ill, or critically sick, with family members or close friends by crowdfunding airline flights through micro-donations of travel loyalty points. We work across Canada. We are 100% donation model so all miles donated go to flights. We are 100% volunteer team with a Big Hairy Audacious Goal of giving 1 billion miles to families that need these flights. A federally registered not-for-profit agency in Canada, Give A Mile is recognized as a charity by Aeroplan’s Beyond Miles program, and offers tax receipts for money donations to donors through an agreement with the Place2Give Foundation…Top 5 Credit Card Sign Up offers for April
– RewardsCanada.ca
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of April! This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition offers. As always when choosing a card you should always take other factors into account other than the sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when not taking into account insurance packages and other non-reward benefits. In fact 4 of 5 cards on this list for March are first year free so you can try them out at no cost and decide later on if the card is right for you. All the while earning the sign up bonus which can be used to subsidize your travels! The only card that isn’t first year free is the Starwood Preferred Guest Credit Card from American Express. It has an annual fee of $120 but the sign up bonus of 20,000 Starpoints is worth no less than $400 depending on what you value Starpoints at…
April 6 Update: Scotia Amex Platinum Tip as well as 20% off Hilton stays for Easter & Memorial day
– RewardsCanada.ca
News, Tips & Tricks Here is a tip for you! Now that the Amazon Visa is no longer available there aren’t many ways to get ahead of a foreign transaction fee (other than the Chase Marriott Rewards visa) but reader Brian K. pointed out the following: …as a Scotia Platinum AMEX holder, I have noticed that I still get 4% return in category spending when traveling in the US. In light of the Amazon Visa news, this is actually comparable to the Rogers MasterCard. The only difference I see is that with Rogers, the return is on all foreign spending, not just certain categories. Just thought I’d mention it.Good to know! Thanks Brian! So essentially for Gas, Grocery and Dining Entertainment spend on the Scotia Platinum Amex (and assuming the Scotia Gold Amex) you’ll get the 4% back meaning you come out 1.5% ahead on those foreign currency purchases. We find this significant as there are cards out there like the American Express Gold Rewards card whose category bonuses (save for travel) only count for purchases in Canada…

