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Home insurance: Are you covered for wildfires, floods and other climate-related disasters? Sep 5th
As wildfires continue to burn in parts of Canada, we’re increasingly feeling the impacts of the climate emergency.
Canada is warming twice as fast as the rest of the world, according to a report by the federal government in 2019. The highest temperature increases are in the North, the Prairies.... More »
Cash Values & Life Insurance Mar 3rd
In a world of way too much tax there still a tax strategy that Canadians should take advantage of.
This strategy is to decrease your tax burden, and the tactic is purchasing a life insurance policy that allows for tax-deferred growth.
The Concept
Many insurance companies have life insurance contrac.... More »
Anne T. Donahue: How I Stopped Romanticizing the Millennial Obsession With Productivity Jun 5th
In November 2019, I got in a car accident. Driving home to Cambridge, Ont. from Toronto one evening, I crashed into a car that had, seconds before, crashed into somebody else. All parties involved were lucky: No injuries were life-altering. My insurance would help me replace my totalled car, and the.... More »
The best travel insurance credit cards in Canada for 2025 Jan 11th
Many Canadian credit cards come with built-in travel insurance benefits, such as emergency medical coverage, trip cancellation protection and flight delay compensation, which can save travellers from unexpected out-of-pocket expenses. Our list of the best travel insurance credit cards come with thes.... More »
A guide to the best robo-advisors in Canada for 2019 + MORE Feb 28th
It wasn’t long ago that robo-advisors were thought of as a newfangled millennial-made idea for investing-inept 20- and 30-somethings. Now, though, all sorts of Canadians, including high net-worth boomers and new-to-saving youngsters are pouring money into these easy-to-use and low-cost online oper.... More »
Should I add new ETFs and REITs to my portfolio?
– moneysense.ca
Q I have opened accounts with a discount brokerage and built a portfolio with the following ETFs:
Vanguard FTSE Canada All Cap Index (VCN)
Vanguard U.S. Total Market Index ETF (VUN)
iShares Core MSCI EAFE IMI Index ETF (XEF)
iShares Core MSCI Emerging Markets IMI Index ETF (XEC)
BMO Aggregate Bond Index ETF (ZAG)
Are these ETFs enough for my RRSP and TFSA, or should I add others, like a dividend-producing funds and real estate investment trusts (REITs)?
– Natalie
A Carl Richards, a financial planner and author of The Behavior Gap, has observed an odd human tendency. “People say they want things to be simpler—investing, life insurance, retirement planning, etc.,” he writes. “But when a simpler (and effective) option is proposed, they reject it as too simple.”
The Couch Potato portfolio is a shining example. The appearance of ETFs has made building a diversified portfolio easy and shockingly cheap, yet many investors seem bent on making it more complicated and more expensive…
Trump Bids Paris Adieu
– online.wsj.com
Growth and innovation are better forms of climate insurance.Federal government set to help softwood industry with $1 billion aid package
– canadianbusiness.com
Natural Resources Minister Jim Carr is set to unveil about $1 billion in financial supports for softwood lumber producers and their employees.
Cabinet discussed the options for a package May 9 but the federal government wanted more input from the provinces via the special working group Carr established in February.
A government source confirms Carr will unveil the details Thursday in Ottawa along with Foreign Affairs Minister Chrystia Freeland.
It will include employment insurance enhancements for laid-off workers, loan guarantees in some form and funds to assist companies with exploring new markets and innovations.
The source _ not authorized to discuss the matter in advance of the announcement and so speaking on condition of anonymity _ characterized the money as a support package, not a bailout.
Were the United States to view the package as as bailout or subsidy, it could make the situation worse.
On April 28, the U.S. Department of Commerce slapped countervailing import duties as high as 24 per cent on Canadian softwood, arguing Canada unfairly subsidizes its industry by keeping the price of logging artificially low…
Cabinet discussed the options for a package May 9 but the federal government wanted more input from the provinces via the special working group Carr established in February.
A government source confirms Carr will unveil the details Thursday in Ottawa along with Foreign Affairs Minister Chrystia Freeland.
It will include employment insurance enhancements for laid-off workers, loan guarantees in some form and funds to assist companies with exploring new markets and innovations.
The source _ not authorized to discuss the matter in advance of the announcement and so speaking on condition of anonymity _ characterized the money as a support package, not a bailout.
Were the United States to view the package as as bailout or subsidy, it could make the situation worse.
On April 28, the U.S. Department of Commerce slapped countervailing import duties as high as 24 per cent on Canadian softwood, arguing Canada unfairly subsidizes its industry by keeping the price of logging artificially low…
Egan: Bank tells senior who got stuck in Antarctica he's too old for credit card's travel insurance
– canada.com
Robin Farquhar has one of those wonderful-sounding travel credit cards, ScotiaGold Passport Visa, that comes with six types of insurance coverage — everything from burglary to lost luggage to cancelled flights. As a longtime Bank of Nova Scotia customer, imagine his reaction, a year ago, when he tried to claim for missed flights after being trapped […]
