July 5 Update: Entire list of Delta cities you can use WestJet dollars for, Air Canada Europe Sale, $30 Amazon Gift Card for Country Inn stays + MORE Jul 5th

News, Tips & Tricks One of our Twitter followers asked if Melbourne was on the list of cities that you can now use your WestJet dollars for. The answer unfortunately is no for Melbourne. We did provide a list to him of all the cities you can use your WestJet dollars for that Delta operates to and want to share that list with all our readers:Looks like Air Canada’s Vancouver to Delhi is doing well as when the route returns for winter it is increasing to 4x weekly and even 5x weekly for December and January. (Source Routesonline) Central Mountain Air is adding new flights between Prince George and Edmonton. Another route that can make sense to use proprietary credit card points. (Source Routesonline) Posts since our last update: First year free offer returns for the BMO Rewards World Elite MasterCard! That’s $200 in travel for free! It’s been sometime and lots of people have been asking us about this exact offer for well over a year…Earn Triple Miles for the first 6 months + 500 Bonus AIR MILES with the No Fee BMO AIR MILES MasterCard Back in June we told you to hold off on applying for three cards as they would get better in…WestJet Plus Fare Discount offer – Save up to 30% on travel in Canada & 20% for Europe WestJet has launched a new discount offer for those looking to book Plus fares…

The national group representing credit unions says its members are being treated unfairly by a federal regulator that is prohibiting them from using the terms “bank,” “banker” and “banking” to describe their services.
The Canadian Credit Union Association says the ban on the terminology makes it difficult for credit unions to compete fairly with banks.
The directive was contained in an advisory issued last Friday by the Office of the Superintendent of Financial Institutions (OSFI).
The association says it has interpreted the advisory to mean that any member who continues to use these terms can face criminal charges.
The group also notes that due to the changes, credit unions will have to remove any banking references from their advertising materials and their websites _ a move it called an “unnecessary and expensive undertaking.”
OSFI says it issued the advisory to provide clarity after observing increased use of the words “bank,” “banker” and “banking” by financial service providers that aren’t banks…

Back in June we told you to hold off on applying for three cards as they would get better in July. One of those cards is the BMO AIR MILES Mastercard. This is the no annual fee version that for sometime now has had a sign up bonus of 500 AIR MILES. That bonus continues with the newest acquisition offer but on top of that they will offer you 3x miles on all purchases for the first six months. This means you’ll earn 3 AIR MILES for every $20 you spend on the card. This is the strongest earn ever seen on an AIR MILES card regardless of whether it is a no fee card or the higher annual fee premium cards! If you are an AIR MILES collector this is something you’ll want to look at even if it just having the card for those 6 months as it costs you nothing as it is a no annual fee card.BMO AIR MILES MasterCard500 AIR MILES Bonus Miles after your first card purchaseLIMITED TIME OFFER: get 3X the Miles for the first 6 Months!*- and there’s No annual fee- Earn more reward miles when you use your card at Shell, National Car Rental and Alamo Rent A Car- 1 AIR MILES reward mile for every $20 that you spend on your credit card- Extended Warranty- Purchase Protection

Britain’s largest payment processing company is in takeover talks with both JPMorgan and U.S. rival Vantiv.
Worldpay, which allows companies to accept credit cards and online payments, said Tuesday that it has been approached separately by the two companies but that no official offers have been made.
It said in a statement: “There can be no certainty either that an offer will be made nor as to the terms of any offer, if made.”
Shares in London-based Worldpay Group Plc jumped 28 per cent on the news of the takeover interest. That put the company’s market value at 8.2 billion pounds ($10.6 billion).
A concrete offer must be made by August 1 under British takeover law.
JPMorgan and Vantiv did not immediately respond to requests for comment.
The post UK payments firm considers takeover by JPMorgan, US rival appeared first on Canadian Business – Your Source For Business News.

A strong economy and the erasure of recession-era negative credit report items have boosted credit scores