How to go about securing the best rate and plan for your credit card in Canada.
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Spending money on experiences—be honest, can you really afford it? + MORE Jul 26th
We have endless choices for spending our hard-earned cash, but many Canadians break them down into two categories: material possessions and experiences. But how can you determine when an experience is worth it? Isn’t everything an experience? Fortunately, research conducted by Dr. Thomas Gilo.... More »
Need a Loan ASAP? Don’t Stress. Get Pre-Approved in Minutes Jun 25th
Looking for a personal loan? Let’s face it, circumstances can change unexpectedly. And, an emergency can pop up at the worst possible time. From an unexpected home improvement bill or tax liability to your kids asking for a loan, don’t stress it. Personal loans are a way to obtain the m.... More »
Should I ask my issuers to reduce my credit limits after my debt is paid off? + MORE Jan 24th
Lower credit limits can hurt your credit score if you continue to carry balances on your cards after paying off your current debts. If you have less available credit, your credit utilization ratio will increase more quickly as you use your cards..... More »
How to get the pension income tax credit + MORE Feb 12th
Q: I am 65 years old and will have income for the next three years. I want to open a Registered Retirement Income Fund (RRIF) and transfer some money into it to take advantage of the pension credit on a $2,000 withdrawal. While doing so, can I then turn around and use that $2,000 as part of my con.... More »
One Week Left for the Exclusive offer for the Starwood Preferred Guest Credit Card from American Express for Chase Marriott Premier Cardholders + MORE Apr 11th
It has been nearly a month since the Chase Marriott Visa card exited our market but that doesn't mean Marriott Rewards members lose out on earning points in their favourite hotel program for everyday purchases. How so you may ask? How will I be able to earn points outside of Marriott stays? Well th.... More »
Charged Up! podcast: How to invest in real estate
– creditcards.com
One great reason to establish a stellar credit score is the opportunity to get into real estate investment. In this episode, we talk to real estate investor Deep Nasta
5 steps to build credit to qualify for a car loan
– creditcards.com
To get the best car loan rates, you need to build enough positive credit history to prove to lenders you would be a good risk.
$75 Amex Gift Card for YYC/YEG stays via the beCalgary and BeEdmonton offers
– RewardsCanada.ca
Other blogs, travel deal sites and ourselves tend to always let you know about the awesome BeVancouver offers where you can earn gift card on stays at select hotels in Vancouver. What those other sites and ourselves tend to miss are the ‘be’ offers for our own hometown Calgary and for Edmonton! Granted the hotel selection is way lower for this offer in these two cities than it is for Vancouver but perhaps if it picks up steam more hotels will jump on board.They have once again launched Amex Gift Card offers for both cities where you can earn a $75 Amex Gift Card on your first night stay and then $50 for each additional night for stays at Sandman Hotels in both cities. These offers run until February 28, 2018Find out more here for Calgary and here for Edmonton10 questions you probably have about buying a home
– moneysense.ca
Thinking about buying a home? It can feel like an intimidating process and you probably have about a million and one questions about this big step. Here are 10 helpful queries we’ve answered recently that might help you on your journey to homeownership.
1. Is this the right time to be buying a house?
So you want to buy a house but fear the market is going to crash any second? The market’s imminent crash has been predicted time and time again. Here is all you need to do to make the right choice.
2. How does your credit score affect your mortgage application?
What’s more important when applying for a mortgage: your credit utilization or credit-to-income ratio? And can you better your credit score by reducing your credit utilization? They’re both equally important but in different ways. See what you should do with your credit and the rule of thumb for debt when going for a mortgage.
3. What’s the best type of mortgage if you’re a first-time home buyer?
Make sure to factor in your timeline and whether flexibility of moving your mortgage is important to you…
1. Is this the right time to be buying a house?
So you want to buy a house but fear the market is going to crash any second? The market’s imminent crash has been predicted time and time again. Here is all you need to do to make the right choice.
2. How does your credit score affect your mortgage application?
What’s more important when applying for a mortgage: your credit utilization or credit-to-income ratio? And can you better your credit score by reducing your credit utilization? They’re both equally important but in different ways. See what you should do with your credit and the rule of thumb for debt when going for a mortgage.
3. What’s the best type of mortgage if you’re a first-time home buyer?
Make sure to factor in your timeline and whether flexibility of moving your mortgage is important to you…
