How to go about securing the best rate and plan for your credit card in Canada.
Latest News
Earn 3x RBC Rewards Points at McDonald's with eligible RBC Visa credit cards + MORE Oct 14th
There is a new RBC Offers offer that came out last week that I caught on the RBC Rewards website as it is only for RBC Visa cards (not Mastercard so it doesn't show in my offers since I don't have a RBC Visa card) This offer provides 3x RBC Rewards points on all McDonald's purchases made with .... More »
You’ve just discovered someone stole your identity—is it too late? + MORE Feb 24th
You just discovered your identity was stolen, but you’re not sure exactly when it happened—it’s possible it was weeks or even months ago. Identity theft can have a serious impact on Canadians’ finances. Is it too late to protect yourself and your credit?
You’re not alone; it’s a commo.... More »
Earn up to 45,000 Scene+ points with the Scotiabank Gold American Express Card + MORE Jun 22nd
The very popular Scotia Gold American Express Card is currently offering 45,000 points which are worth $450 towards any travel that you book via any method and charge to the card. The bonus is broken up into two separate requirements. the first 25,000 points are awarded when you spend at least $1.... More »
Ends soon: Scotiabank Gold American Express Card – Increased bonus of 45,000 points and first year free! + MORE Dec 17th
The increased limited time welcome bonus on the Scotiabank Gold American Express Card will be coming to a close soon and it will not be extended! Right now when you apply for and are approved for the card you can earn up to 45,000 Scene+ points plus pay no annual fee in the first year. […]
The.... More »
Receive Flying Blue Silver Elite status with the Air France KLM World Elite Mastercard! + MORE May 1st
Update: Brim has yet to update their landing page. Per the terms and conditions of the offer that were sent to us any applications submitted after 9am ET on May 1 should be eligible for this offer A great new welcome bonus has been released for the Air France KLM World Elite Mastercard! When you [&#.... More »
Minimum payment: How it appears on credit card statements
– creditcards.com
On a statement, the interest-plus-1-percent formula might look like interest is counted twice — but it actually speeds up repayment
Aeroplan reveals more details of the program post July 2020 – most economy redemptions remain the same, charter flights and conversion to other frequent flyer programs
– RewardsCanada.ca
Late yesterday evening Aeroplan sent out a press release and posted a video giving us a better picture of just some of what they are planning to offer come 2020 when they split from Air Canada. I was a little surprised by an evening news release on Thursday in July when many people are on summer holidays but maybe, just maybe, they heeded my advice.A few weeks ago I had the opportunity to speak with Jeremy Rabe who is the new CEO at Aimia, the parent company of Aeroplan. We discussed many topics during our hour long call and one thing I mentioned was to not leave the Canadian public hanging. The earlier news from May didn’t really give us much and I said if you have details of what the program will be like, even if it was just one good thing let us know, don’t wait and don’t give it a chance to lose members by keeping them in the dark. Now chances are I didn’t influence the decision for Aeroplan to release this news and video that they did last night but who knows maybe I did. ;-)So let’s dive into what Aeroplan is telling us in the press release and video:Economy Class award flight redemption rates will remain the same for most flightsIn the phone call I stressed, as I have in some media interviews that to remain competitive in the market against programs like AIR MILES, proprietary credit card programs and even the new Air Canada program they can’t change their economy class offerings and the good news is they aren’t for the most part… Aeroplan’s parent company received its biggest boost since announcing a change in CEO in April after its shares surged more than eight per cent Friday after it unveiled changes to the loyalty program once its exclusive partnership with Air Canada ends in 2020.
