All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Earning Stories: An elite status boost and nearly 20,000 bonus points thanks to Aeroplan's credit card promos + MORE Jan 13th
Welcome to the latest edition of Earning Stories where we showcase real life achievements of promotions and offers that we publish here on Rewards Canada. In this edition long time Rewards Canada reader and contributor Dee shared with us his recent account updates from Aeroplan showing the fulfillme.... More »
Wealthsimple Cash review 2025 + MORE Feb 19th
Wealthsimple Cash is a high-interest chequing/savings account that offers one of the highest interest rates in Canada. It has appealing yields and includes a prepaid Mastercard with no foreign transaction fee, so many consumers are naturally attracted to the account. Is it any good? The short answe.... More »
Managing debt to build wealth Aug 21st
It’s an eyebrow-raising trend: non-mortgage delinquencies have reached levels not seen since 2009, according to a report by Equifax, one of the three largest consumer credit reporting agencies. Specifically, 1.4 million people in Canada have recently missed a credit payment.
But it’s no.... More »
Podcast Episode 105: Checking out the new Aspire | Air Canada Cafe at Billy Bishop Toronto Centre Airport Jun 9th
In this episode we check out the brand new Aspire Air Canada Cafe at Billy Bishop Toronto Centre Airport! Rewards Canada’s Jeff Fredericks had the pleasure of attending the grand opening of the newest business class lounge in Canada and sitting down with Air Canada’s Mark Nasr to discuss.... More »
AIR MILES Flash Offer – Earn up to 230 bonus miles on Cash & Dream Rewards redemptions + MORE Jan 23rd
The first of this week’s AIR MILES Flash Offers is the return of a redemption promotion. From January 23 to 26 collectors who opt in for the offers and complete redemptions can earn up to 230 bonus miles. These are the separate offers for Cash Miles and Dream Miles rewards which can both be ea.... More »
Credit Cards Canada: Tips for Opening a New Credit Card
– ratesupermarket.ca
Looking for a new credit card but confused by all of the options available and what their terms really mean? Maybe you want a credit card so you can shop without having to use cash for purchases. Or, maybe you’ve heard about travel rewards cards that let you use points for flights and hotels. No matter your reasons for needing a card, finding the right one is a must. Let’s explore how to open a new credit card and what all the terms mean. And, we’ve included a few travel rewards cards (so you can plan your next trip!).
How to Open a New Credit Card
A credit card is a form a debt you must pay back. When you open a credit card, you’ll apply on the bank’s website. They will ask for your social security number, date of birth, address and salary details.
Some banks will give you an approval within seconds and some will respond by mail. They’ll tell you if you are approved and the credit limit.
Learn the Credit Card Terminology
Credit cards can include benefits like cash back or travel rewards…
OPC Report: Equifax Failed to Protect Consumers and Information
– ratesupermarket.ca
Equifax Canada and U.S.-based parent Equifax Inc. failed to “implement appropriate security safeguards given the volume and sensitivity of the personal information held by Equifax Inc.,” according to the Office of the Privacy Commissioner of Canada (OPC).
In May 2017, Equifax suffered a security breach affecting an estimated 19,000 Canadians, who had their social insurance numbers and other identifying information stolen. This attack was not publicly disclosed until September 2017, nor were Canadian consumers immediately notified of the breach, despite their data being stored on servers in the U.S. In addition, remedies offered by Equifax to U.S. users of Equifax, such as a credit freeze, were not offered to Canadians.
In the investigation report published today, the OPC found that Equifax’s safeguards failed to include “basic information security practices,” and were “indicative of long-term systemic issues.” Crucially, Equifax Canada relied on the policies and practices of parent company Equifax Inc…
April 11 Update: 100 bonus AIR MILES at Rexall this weekend, Amex Platinum Card access to Lufthansa lounges extended & a great KLM seat sale!
– RewardsCanada.ca
Rexall is once again offering 100 Bonus AIR MILES Reward Miles when spend $50 or more this weekend (Apr 12-14) No coupon is required.Sometime ago we let you know that you can use your Platinum Card from American Express (or if you are lucky enough, your Centurion Card) to access Lufthansa Business Class lounges in Frankfurt and Munich as a special limited time offer. Good news is that offer is being extended and you’ll be able to access lounges until the end of October. Find out more here (HT OMAAT) Platinum Card Members may enjoy access to Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) in the Satellite area of T2 in Munich Airport, and T1 Concourse B in Frankfurt Airport.Centurion Members may enjoy access to Lufthansa First Class, Senator and Business lounges in the satellite area of T2 in Munich Airport, and T1 Concourse B in Frankfurt Airport, regardless of ticket class. Posts since our last update:Summary of global hotel systemwide bonus points promotions – April Edition One of the easiest ways to rack up lots of hotel points is to take advantage of the systemwide…Earn 1,000 Bonus Aeroplan Miles when you join the program & complete your first transaction Here is a new offer for those of you who may have not joined Aeroplan yet! Or if you have…Travel DealsKLM is celebrating Kings Day with some killer fares out of Canada (namely Toronto, Vancouver and Calgary) with fares as low as $729 from the West! Those are some good prices!…
