Top 5 Credit Card Sign Up offers for August – These cards provide some of the best value out of their welcome bonuses + MORE Aug 14th

HSBC released a new rewards card at the end of July called the HSBC +Rewards Mastercard. The card combines a points earning rewards with a lower interest rate. Of course the trade off between having a lower interest rate is a lower point earn on the card. It will earn 2 points for every $1 in eligible purchases on dining and entertainment and 1 point for every $1 in all other eligible purchases. Points are 0.5 cents each so the 2 points earned on dining and entertainment equate to a 1% return while the 1 point on everything else equates to 0.5%. The annual interest rate on both purhcases and cash advances is 11.9%. There are annual fees attached to the card, $25 for the primary card and $10 for additional cards. Like other HSBC Rewards credit cards you can book any travel you want with this card and then redeem points against that charge up to 60 days after it posts. Additional benefits of the HSBC +Rewards Mastercard include:- Price Protection Service: If you find a lower price within 60 days of your purchase the difference will be refunded – Purchase Assurance –90-day coverage in the event of loss, damage, or theft- Extended Warranty Insurance–Double the original manufacturer ’s warranty for up to one additional yearMy only question to HSBC is why name it +Rewards when RBC already has a credit card named Rewards+…

Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of July! This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards.  This month we continue with 4 cards that have no annual fee in the first year and one card with an annual fee in the first year.No changes this month with the Top 5 list since we are at the height of summer holidays and issuers will wait until everyone is back to their regular grind in September. We should expect some changes to list when September comes as many issuers tend to up their game in the months leading up to Christmas!Here are our top 5 credit card sign up offers for August (in order of welcome bonus value) TD Aeroplan Visa Infinite Card – 25,000 Miles (Apply here)Even though it is a decrease from the previous offer that ended at the start of June, this is still one of the better offers available in our market today…