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The best ways to help kids financially
– moneysense.ca
As a father of three and a financial professional, the coming school year, and the uncertainty attached to it, is very much on my mind. Even if your children, like mine, are still years away from post-secondary tuition fees, the sooner you start saving, the better your chances of reaching your financial goals. Money also gives you options should your child need tutoring (or, as is being hotly debated, you want to be able to consider opting out of public school during the COVID-19 pandemic).
Here are a few ways to help your children financially, regardless of their age or stage.
RESP
The most common saving tool for minor children is a Registered Education Savings Plan. An RESP is a tax deferred savings plan used to fund post-secondary education costs like trade school, college or university tuition and other expenses.
There are no tax deductions when a parent makes a RESP contribution, but the government provides a Canada Education Savings Grant (CESG) of 20% on contributions of up to $2,500 per year, per child (each named as a beneficiary in the plan), resulting in up to $500 in grants annually…
Here are a few ways to help your children financially, regardless of their age or stage.
RESP
The most common saving tool for minor children is a Registered Education Savings Plan. An RESP is a tax deferred savings plan used to fund post-secondary education costs like trade school, college or university tuition and other expenses.
There are no tax deductions when a parent makes a RESP contribution, but the government provides a Canada Education Savings Grant (CESG) of 20% on contributions of up to $2,500 per year, per child (each named as a beneficiary in the plan), resulting in up to $500 in grants annually…
BCE profit falls 70% as COVID-19 took a bite out of revenues CBC.caBCE profit drops 64% as media, wireless suffer in pandemic BNNBCE profit plunges 64 per cent on higher expenses The Globe and MailBell parent’s Q2 profit plunges as TV, radio assets written down but CEO upbeat Yahoo Canada FinanceBell reports decline in operating revenue, postpaid gross additions in Q2 due to COVID-19 MobileSyrupView Full coverage on Google News
