The best TD credit cards in Canada 2020 + MORE Aug 21st

How to go about securing the best return for your investment in Canada.
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What are covered call ETFs, and are they good investments? + MORE Apr 12th

Covered call exchange-traded funds (ETFs) have seen an influx of attention recently from Canadians seeking a high-yielding investment, according to Travis Koivula, senior wealth advisor at Island Savings in Victoria. As retail investors take the reins on managing their own investment accounts, many .... More »

Big Six banks all hold contentious Israeli defence stock, but one Scotiabank-owned investment manager stands above all - The Globe and Mail Sep 2nd

Big Six banks all hold contentious Israeli defence stock, but one Scotiabank-owned investment manager stands above all  The Globe and Mail.... More »

The best GIC rates in Canada for 2026 May 4th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

Canadian Real Estate Prices To See The Sharpest Drop In Global Downturn: Goldman - Better Dwelling - Better Dwelling Jul 4th

Canadian Real Estate Prices To See The Sharpest Drop In Global Downturn: Goldman - Better Dwelling  Better DwellingCanadian home sales could decline 23% in 2022: TD | Urbanized  Daily HiveCalgary home sales slowed in June: CREB | CTV News  CTV News CalgaryHome sales to .... More »
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Five Things to Consider Before Investing Oct 19th

Using your money for investments is the best way for you to amass wealth and secure future opportunities. Saving and investing is vital for anyone who wants to become wealthy. Another good thing about it is that you don’t need a large amount of money to start investing. Cutting down on spendin.... More »
It wasn’t long ago that, with a week’s worth of groceries teetering in reusable bags and possibly a squirmy toddler strapped into the cart, we had to key in a PIN (personal identification number) when paying by credit or debit card. Sometimes you could tap to pay, also known as contactless payment, but limits were typically low, around $50—enough to grab milk and ingredients for dinner, but definitely not enough to cover the bill for a proper pantry restock.
Electronic payments have been set up that way to limit fraud. Tap limits are set by the card issuer and hinge on their risk tolerance, as the issuer takes the hit for unauthorized transactions on your debit or credit card. A low tap limit puts less financial burden on a card issuer if a user’s card is compromised. 
 That’s changed since the onset of the COVID-19 pandemic. Sensibly, to help Canadians avoid touching surfaces like payment terminal keypads, in April 2020 tap limits were increased to $250 from $100 for credit card transactions…

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The best TD credit cards in Canada 2020Formed through a merger between financial giants Bank of Toronto and The Dominion Bank in 1955, TD is one of Canada’s most storied big five banks. It offers a wide array of financial services including an impressive portfolio of more than two dozen credit cards. We break down the best TD credit cards in Canada into five categories so whether you’re looking for cash back, flexible travel points, a co-branded travel card, no-fee cash back, or low interest, you’ve got the inside information to make your choice. 
The best TD cash back credit cards 2020

Card
Rewards
Annual fee

TD CashBack Visa Infinite
(get more details)*

3% cash back on groceries, gas & recurring bills
1% on everything else

$120

TD First Class Travel Visa Infinite
(get more details)*

9 points/$1 on travel (via ExpediaForTD)
3 points/$1 on everything else

$120

TD Aeroplan Visa Infinite
(get more details)*

1.5 miles/$1 on groceries, gas, and drugstores 
1.5 miles/$1 on aircanada.ca purchases
1 miles/$1 on everything else

$120

TD CashBack Visa
(get more details)*

1% cash back on groceries, gas & recurring bills
0…

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Where to Invest in 2020 | Best Investment Plans and AccountsKnowing where to invest for short-term and long-term growth is a key, each year new factors affect where and when you should invest to maximize your investment.
2020 has been a difficult year, to say the least, leaving many seasoned and newbie investors pondering on exactly where to park their money in 2020. In this article, we will outline where to invest and the best investments to add to your portfolio this year.
Stocks
If you are already invested in stocks, you are ahead of the game. Of course, you may want to modify your portfolio given recent events and market trends.
But, for those who are new to investing, this is a great time to give it a try. Looking back, 2019 was a massive year for the stock market. Data indicated that the market was up by an astronomical 29% for 2019.
Take the time to analyze the market, be aware that certain market sectors will slow down and so it’s necessary to look at other market sectors. For example, the healthcare sector is a viable sector to consider because historically, healthcare seems to remain robust when other markets destabilize…

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Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.
Buffett finds profits (but perhaps not religion) in gold
Warren Buffett bought gold, shocking his followers and most investors. 
The move is significant, as Mr. Buffett, recognized as the world’s greatest investor, he has long opined that gold is a terrible investment.  … 
“[Gold investments are] assets that will never produce anything. Because gold doesn’t multiply and there’s very little you can make with it.” –Warren Buffett, in a 2012 shareholder letter
Yet, it’s been confirmed that Warren Buffett’s Berkshire Hathaway purchased US$564 million worth of shares in Barrick Gold, a Canadian gold miner. Following the purchase, Barrick’s stock price rose 12% on Monday, August 17, and iShares Global Gold Index ETF was up over 6%. 
Barrick Gold CEO Mark Bristow called the inaugural investment from Berkshire Hathaway a “significant step” for his gold mining company, and for the industry…

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