AIR MILES Massive Giveaway – win up to 100,000 miles to shop the AIR MILES Merchandise Rewards Catalogue + MORE Jan 15th

If you’re anything like me, then you have financial and bank accounts at multiple locations. Keeping track of all of these accounts can be cumbersome and annoying. Personal Capital lets you keep track of all of your accounts in one place, making it easy to track your net worth and investments. But is Personal Capital available in Canada? And if not, what is the best Canadian alternative?
What is Personal Capital?
Personal Capital is a wealth management service that also offers a free financial dashboard. Founded in 2009 and headquartered in San Carlos, California, Personal Capital currently has over 2 million users. But it’s important to note that their users primarily take advantage of the free financial dashboard.
The financial dashboard is a combination of a budgeting app, net worth tracker, and investment tool. You can set up a free account and then link your existing financial and bank accounts (investment, chequing, savings, credit card, employer-sponsored retirement plans) to your dashboard…

If you’re a retiree or near-retiree relying on GICs for your fixed-income investments, no doubt you’re facing GIC sticker shock as previously invested GICs are reaching maturity. If before you were getting 2% to 3% on 2-, 3-, 4- or 5-year GICs, you may be shocked to discover you’ll be lucky to get 1%—and only then if, instead of taking the GIC your brokerage suggests, you fight for a better offer. Committing to a 5-year term may gain you only 0.5% or so, depending on the provider.
Nor will matters improve any time soon. The Federal Reserve, Bank of Canada and other central banks have suggested interest rates will stay “lower for longer.” The Fed, in particular, has indicated rates are unlikely to rise for at least three years.
This is classic “financial repression” and unfair to seniors who saved all their lives and don’t wish to take on the full risks of stock investments at this time in their lives. Adrian Mastracci, portfolio manager for Vancouver-based Lycos Asset Management Inc…

The overall best travel rewards credit card in Canada (and in fact a pretty strong cash back card in its own right) just became that much more valuable if you don’t have it in your wallet yet. The card is the American Express Cobalt Card and ever since it launched late in 2017 it has been the number one card in Canada. There are several reasons for this but it primarily comes down to the card earning 5x points on eats and drinks (it was one of the first cards to award that many points on purchases) but also providing good redemption value for those 5x points and even the rest of the points the card earns a 2x and 1x. On top of that the card lets you convert points to Marriott Bonvoy which can then in turn be converted to 40+ airline programs including Aeroplan. Really, the card gives you a little bit of everything.Today, we see American Express reveal the best ever welcome bonus for this card! When you apply for the card between today and May 5 you can earn up to 45,000 Membership Rewards Points…

Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more.   The United States has become the latest country that will require a Negative PCR test prior to boarding a flight that will land in the U.S. The requirement will take effect on January 26. All passengers must provide proof of a negative viral test taken within 3 days of their flight to the U.S.. If you have flights booked to the U.S. after the 26th make sure you are able to get tested properly within the required time period. And remember you have to do the same upon returning to Canada. (Source CDC)And to that light if you happen to be flying American Airlines they are the first U.S. airline to introduce a health passport that should make things a little easier American Airlines is the first U.S. airline to introduce an easy way to provide results from a negative coronavirus (COVID-19) test and other completed documents required for international travel into the United States…

 AIR MILES launched a new contest today where you can win up to 100,000 Reward Miles to use towards any items in their Merchandise Rewards Catalogue.  For every AIR MILES Reward Miles base mile you earn between today and the contest end date of February 3 you’ll earn one entry into the giveaway.  There is one grand prize and 10 regional prizes to be won as follows: 1 Grand Prize: a shopping spree within the AIR MILES Merchandise Rewards Catalogue using up to 100,000 Miles. 10 Regional Prizes in each of 4 Regions: a shopping spree within the AIR MILES Merchandise Rewards Catalogue using up to 50,000 Miles. And here are just a few examples of the merchandise rewards you could get if you win 50,000 or 100,000 miles:There is no need to register for the contest – simply earn yourself some AIR MILES and you’ll be entered to win. If you have opted-in to receive emails from AIR MILES you’ll receive double the entries so make sure you opt-in to get their emails! For more details about the participating Partners, please refer to the Official Contest Rules at www…