There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
HSBC makes applying for their credit cards and bank accounts easier with HSBC EasyID + MORE May 11th
When HSBC ran their amazing offer to earn 100,000 bonus points for their HSBC World Elite Mastercard in late 2020 there was one issue that some of our readers brought to our attention several times. That issue was that HSBC wanted some applicants to confirm and complete their applications in branch..... More »
Top Travel Credit Card Sign Up offers for December 2023 Dec 2nd
Here are Rewards Canada’s Top Travel Credit Card Sign Up offers for the month of December 2023! This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. It must be sa.... More »
September 7 Update: Update for the Amex Gold Rewards Card waitlist offer, Amex Aeroplan Reserve Card also gets a NEXUS credit & updates to two of our features + MORE Sep 7th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. Wanted to provide a heads up to the American Express Gold Rewards Card waitlist offer we posted early this morning. If you read our post .... More »
Aeroplan extends the expiry date on Buddy Passes earned from co-brand credit cards Jun 22nd
Great news for those of you who are holding on to Buddy Passes or have been considering applying for an Aeroplan co-brand card that offers a Buddy Pass. Those booking window for passes have been extended by Aeroplan to December 31, 2022 for travel into December 2023. Rewards Canada reader Jose.... More »
What Is the Climate Action Incentive Payment? Dec 26th
Most Canadians are familiar with longstanding tax credits, such as the GST/HST credit and the Canada Child Benefit (CCB). But there’s another family credit you may be eligible for, and it’s paid in quarterly installments. It’s called the Climate Action Incentive (CAIP), and it̵.... More »
Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. Air Canada’s generous refund policy for Aeroplan flight rewards tickets has been extended by one month to May 31 from April 30. This means all flights booked by that date can be changed or cancelled free of charge. Learn more here.For changes, you’ll pay only the difference in points, or receive a partial refund if your new itinerary requires fewer points.For cancellations, you’ll receive all of your Aeroplan points back in your account, plus a full refund of any associated taxes, fees and surcharges on the unused value of your travel. (Note that refunds will not apply for previously-charged fees, including contact centre booking fees and change fees, or for government taxes and fees which are non-refundable by law.)Beginning June 1, 2021, Aeroplan flight rewards booked through May 31, 2021 will be eligible for a one-time free change or cancellation…How Old Do You Have To Be To Get a Credit Card in Canada?
– canadianfinanceblog.com
Credit cards can be a great way to build credit history and accumulate rewards points or cashback. But how old do you have to be to get a credit card in Canada? And just because some types of cards are available to teens, should they have one?
With power comes responsibility. Before you rush out to get your teen a credit card, find out what types of cards are available to them and what every teen should know before getting their first one.
Can You Get a Credit Card If You Are Under 18?
Technically no, according to current legislation, you cannot get your own unsecured card until you reach the age of majority in your province.
But that doesn’t mean your teen is out of options. There are many ways teenagers can get access to credit cards before they reach the age of majority.
How Old Do You Have To Be To Get a Credit Card in Canada?
To get an unsecured credit card in Canada, you have to be the age of majority in your province/territory. Here is a breakdown by province and territory:
Must Be 18 Years Old
With power comes responsibility. Before you rush out to get your teen a credit card, find out what types of cards are available to them and what every teen should know before getting their first one.
Can You Get a Credit Card If You Are Under 18?
Technically no, according to current legislation, you cannot get your own unsecured card until you reach the age of majority in your province.
But that doesn’t mean your teen is out of options. There are many ways teenagers can get access to credit cards before they reach the age of majority.
How Old Do You Have To Be To Get a Credit Card in Canada?
To get an unsecured credit card in Canada, you have to be the age of majority in your province/territory. Here is a breakdown by province and territory:
Must Be 18 Years Old
Alberta
Manitoba
Ontario
Prince Edward Island
Quebec
Saskatchewan
Must Be 19 Years Old
British Columbia
New Brunswick
Newfoundland & Labrador
Northwest Territories
Nova Scotia
Nunavut
Yukon
Credit Card Options for Teenagers under 18
Just because a teen can’t get their own unsecured credit card under 18 doesn’t mean they don’t have options…
