How to go about securing the best rate and plan for your credit card in Canada.
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The best no-fee credit cards in Canada for 2025 + MORE Apr 4th
Imagine enjoying all the best credit card perks, without paying an annual fee. Well, Canadians can choose from an impressive selection of cards with no yearly fees that make this dream a reality. These cards not only save you money, but also offer enticing rewards like cash back and travel poin.... More »
Aeroplan members can now earn points when flying on Air Mauritius Mar 14th
Back in December Air Canada's Aeroplan added two new airline partners, Oman Air and Air Mauritius. The latter started off as a redemption partner only but as of today Aeroplan members can now also earn Aeroplan points when flying on the national airline of Mauriitius. The airline flies to some major.... More »
TD First Class Travel Visa Infinite Card welcome bonus boosted to 135,000 points + first year free + MORE Sep 5th
TD has brought back the highest welcome bonus of up to 135,000 points along with no annual fee in the first year on their TD First Class Travel® Visa Infinite* Card. This bonus matches the best offer that has been seen on the card several times since it was revamped in October 2022. The up [….... More »
Gemini and Blanco Telescopes Unlock Clues to Origin of Longest Gamma-ray Burst Ever Observed - NOIRLab + MORE Dec 8th
Gemini and Blanco Telescopes Unlock Clues to Origin of Longest Gamma-ray Burst Ever Observed NOIRLabBlack Hole Eats Star: NASA Missions Discover Record-Setting Blast NASA Science (.gov)Unusual gamma ray burst discovery is 'unlike anything ever witnessed before' MSN.... More »
This Week in RWRDS June 13, 2025: The Summer of Big Bonuses from Amex continues! Earn up to 200,000 points! Jun 14th
This week we look at the huge new welcome bonuses from Amex, the imminent launch of the Wealthsimple Visa Infinite card, getting 20% back in miles with AIR MILES latest redemption event and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to Thi.... More »
July 8 Update: Flair Airlines announces flights to six U.S. cities, update on new Marriott Hotels in Canada & Neo Financial now has a page on Rewards Canada
– RewardsCanada.ca
Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. Flair Airlines announced that starting this October the airline will fly between 8 Canadian cities and 6 U.S destinations: Fort Lauderdale, Orlando-Sanford, Phoenix-Mesa, Hollywood-Burbank, Palm Springs and Las Vegas (Source Flair Airlines) Halifax, Montreal, Kitchener-Waterloo, Toronto, Vancouver,Calgary, Ottawa and Abbotsford will receive service to a variety of the U.S cities tarting this October.The ultra-low fares will start between $79 to $109CAD one-wayAs Flair Airlines is an Ultra Low Cost Carrier they don’t have their own loyalty program but flights on Flair are perfect for those any airline any time proprietary credit card programs. Programs like HSBC Rewards, Scotia Rewards and Amex’s Membership Rewards will let you book and pay for flights on your respective credit card and as soon as that charge shows up you redeem your points towards it! Easy as that and since Flair tends to have such low fares those aforementioned programs as some of your best bets since you don’t have to redeem a set amount of points like seen in the RBC Avion and CIBC Aventura programs…What’s the Difference Between a Loan and a Line of Credit?
– canadianfinanceblog.com
Depending on your financial journey, there may be times when borrowing money makes sense. But what type of credit option you choose will depend on your goals and what you need the money for. Not sure what the difference is between a loan and a line of credit? This breakdown should help.
What Is a Loan?
A loan is a specific amount of money provided to a borrower (you) by a lender. Loans are provided based on a particular need (think a mortgage or car loan) and the borrower’s creditworthiness.
Here are some examples of typical loans for specific needs:
What Is a Loan?
A loan is a specific amount of money provided to a borrower (you) by a lender. Loans are provided based on a particular need (think a mortgage or car loan) and the borrower’s creditworthiness.
Here are some examples of typical loans for specific needs:
Mortgage
Student
Business
Automobile
Debt consolidation
Home improvement
Loans are lump-sum amounts provided for one-time use. They are not revolving credit. The interest begins to accumulate on the total amount immediately once the loan is advanced.
Payments on loans include a portion that goes to interest and a part that goes towards paying down the principal.
Benefits of Loans
When comparing loans to lines of credit, loans have specific benefits…
