How to go about securing the best return for your investment in Canada.
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Getting ahead financially while renting may be your new, realistic, goal. Considering that for roughly three-quarters of Canadians, owning property has become virtually unattainable, the concept that homeownership is the marker of financial success might need an update. We’ve all read about it in the news, but it bears repeating: Canada is in the midst of an affordable housing crisis. According to a recent index, Vancouver is officially the least affordable city in North America to live in. Even Hamilton, Ont., is now considered a steeper market than New York (New York City!). But soaring real estate costs across the country might be just one small reason to consider joining the long-term renter’s club.
“There are a number of reasons why renting works better for a lot of Canadians,” says Millie Gormely, a financial consultant and certified financial planner at IG Wealth Management in Thunder Bay, Ont. “Renting can actually create freedom, both physically, since you’re not tied down to a house, and financially, when it’s done right,” she says…
