All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Buy or gift Aeroplan Points with up to a 100% bonus + MORE Mar 9th
Aeroplan's has come out with another buy or gift points promotion where you can earn up to a 100% bonus. This tiered offer sees bonuses ranging from 50% to 100% dependent on how many points you buy. This offer runs until March 22, 2022 and allows members to buy up to 350,000 points per transacti.... More »
Wealthsimple Cash review 2025 + MORE Feb 19th
Wealthsimple Cash is a high-interest chequing/savings account that offers one of the highest interest rates in Canada. It has appealing yields and includes a prepaid Mastercard with no foreign transaction fee, so many consumers are naturally attracted to the account. Is it any good? The short answe.... More »
Earn 20X Aeroplan points on Canadian Down & Feather purchases made via the Aeroplan eStore Nov 5th
Halloween has come and gone which means it is now time for the Christmas and holiday shopping season to ramp up. And one retailer that is charging out of the gate is Canadian Down & Feather with an offer to earn 20X Aeroplan points on all purchases. Who is Canadian Down & Feather Company? .... More »
Goodbye, Canada: A guide to departure tax, withholding tax for non-residents + MORE Jun 18th
Canada taxes its residents on their worldwide income. This means that someone who lives in Canada must report income earned in Canada, as well as income earned in other countries, on their Canadian tax return.
Tax withheld or payable in a foreign country is generally eligible to be claimed as a f.... More »
Buy Air Canada Aeroplan points with up to a 30% discount (Not recommended) Sep 28th
Air Canada Aeroplan’s latest buy points promotion provides members with the opportunity to receive up to a 30% discount when buying points by October 14, 2025. I’m not sure if this time it is a mystery bonus like the last few offers – do please let me know in the comments if you re.... More »
Reminder: Increased welcome bonuses on the Marriott Bonvoy American Express Cards – 70,000 points + accelerated earn rates
– RewardsCanada.ca
Back in September American Express revealed new welcome offers for their Marriott co-brand cards that we wanted to remind our readers of. Technically speaking they are not the best ever overall offers but they are the highest ever in terms of the up front welcome bonus points (that’s if you don’t take into account the 25K offers on the old SPG cards!) No waiting 14-17 months to get your entire bonus either. Instead both cards will award 70,000 Marriott Bonvoy points each after meeting the minimum spend requirements in the first three months. On top of this they are offering accelerated category earn rates to earn up to 15,000 more points which means you can top out either card at 85,000 bonus points. The welcome offers are as follows: Marriott Bonvoy™ American Express® Card New Marriott Bonvoy™* American Express® Cardmembers earn 70,000 Welcome Bonus points after you charge $1,500 in net purchases to your Card in your first 3 months of Cardmembership• Plus, earn a total of 5 points for every $1 on eligible travel & gas purchases in Canada for your first 3 months of Cardmembership (up to 15,000 points)…MoneySense Toolkit: The mortgage affordability calculator
– moneysense.ca
Mortgage Affordability Calculator
One of the first questions new home buyers should ask themselves is, “How much can I afford?” Affordability is an essential part of setting up your home-buying budget, and there are a variety of factors that affect it. If you’re looking to buy a home, you’ll want to know your mortgage affordability, and for that, you should start by consulting an online calculator.
What is mortgage affordability?
Mortgage affordability refers to the maximum mortgage you can afford to borrow, based on your gross income, down payment, debt payments and living costs. In short, the higher your mortgage affordability, the higher your maximum purchase price.
Many factors are used to determine mortgage affordability, including your gross household income, the monthly expenses of owning the property (property taxes, heating costs and condo fees), and your other debt obligations, such as your credit card payments and car loans. When completing a mortgage application, a lender may also take your credit history into account…
Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! A new offer was released today for the BMO Rewards World Elite Business Mastercard that offers up to 70,000 BMO reward points. You earn 50,000 points when you spend $5,000 in the first three months and an additional 20,000 points when you spend $35,000 in the first twelve months. Plus, they’ll waive the $149 annual fee for the first year. Click here to learn more.Image via BMO — Rewards Canada’s Top Bonus Offers page has received a facelift to the new website look plus I also separated the Top Hotel Bonus Offers for hotel programs and airlines programs rather than lumping them together like I used to…
January 12 Update: United MileagePlus Status Match Challenge returns, 2,000 bonus points at the Delta Sault Ste. Marie & 60 bonus Aeroplan points at Starbucks
– RewardsCanada.ca
Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! The United MileagePlus Status Match Challenge has returned for 2022. The airline will match status of many airlines (I’m not sure if Air Canada is included since they are partners) for 120 days and then if you meet the challenge requirements you can retain that status for the entire year. Read more about this on our global site.Image via United—You can earn 2,000 Bonus Bonvoy Points and a $20 nightly dining credit for stays of 2 or more consecutive nights at the Delta Hotels Sault Ste. Marie Waterfront. This offer is valid for stays until Mar 31, 22. Click here for more details & to book this offer…
Earning Stories: An elite status boost and nearly 20,000 bonus points thanks to Aeroplan’s credit card promos
– RewardsCanada.ca
Welcome to the latest edition of Earning Stories where we showcase real life achievements of promotions and offers that we publish here on Rewards Canada. In this edition long time Rewards Canada reader and contributor Dee shared with us his recent account updates from Aeroplan showing the fulfillment of a trio of awesome promotions that tied into his TD® Aeroplan® Visa Infinite Privilege* CardLet’s take a look at what was achieved: The first was the pre-authorization bonus that came out in Summer of 2021: This offer was actually sent out as a targeted offer to many TD card holders where you could choose from bonus points or statement credits for setting up pre-authorized payments and completing the required actions by December 15. You can read more about this offer in our post here. As you can see Dee went the way of bonus points and met the requirements of 3 new Pre-Authorized payments. The 7,500 bonus Aeroplan Points posted a week after the end of the promotion. The next promotion was the offer for TD Aeroplan cardholders to earn 10x points for bookings made with Air Canada…
