There are more insurance options in Canada than you can shake a stick at! Stay on top of the best policies right here.
Latest News
How annuities work in Canada + MORE Jul 19th
Annuities are life insurance products that pay a regular income to a purchaser. When you buy an annuity, it’s like buying a pension plan with a lump sum premium paid from your savings. The payments you receive include a return of your original capital and interest income on that capital. It ma.... More »
How to find affordable home insurance Jul 11th
Affordable home insurance: Does it even exist? According to Ratehub.ca, an aggregator website, the average Canadian household pays $960 per year, or $80 per month, for home insurance. That’s a lot of money when you consider all the other costs that come with owning and maintaining a home.
.... More »
Is a vacation home a good investment? + MORE Sep 21st
The benefits of owning a vacation property are obvious. A cottage, cabin, condo or trailer a short drive from your home can provide a quick weekend recharge. A property down south can serve as a regular vacation destination or a winter home for a snowbird.
Sometimes, emotions are the motivat.... More »
What is pet insurance—and do you need it? + MORE Sep 25th
Did you know that 60% of Canadians have a pet, but only around 4% of these furry friends are covered by pet insurance? If you’ve put off purchasing pet insurance because you’re unsure what it is or whether you even need it, we’re here to help.
As pet insurance becomes more common and availa.... More »
Insurance for self-employed Canadians: What coverage do you need? Sep 5th
A common feature of employee benefit plans in Canada is insurance coverage. The types and amounts of insurance vary, and employees should consider their personal situation to determine if they need additional coverage beyond their group plan—as they often do.
If you are self-employe.... More »
While many people are under the assumption that their landlord’s insurance will protect them, there are actually big differences to be aware of, said money expert Jessica Moorhouse.Term life insurance for couples—should you apply jointly?
– moneysense.ca
When couples move in together or get married, it often leads to another relationship milestone: combining finances for the first time. This includes sharing household expenses, and it may involve getting a joint bank account, splitting rent or even buying a home together. But there’s one more key element many couples overlook: life insurance.
Getting life insurance with your spouse or partner is an opportunity to protect each other from unexpected financial hardship if one of you passes away. This doesn’t necessarily involve a joint life insurance policy—just a coordinated effort when applying for individual coverage. Here’s why it makes sense for couples to apply for life insurance together—including the potential to save money on your premiums.
Why couples need life insurance
Almost everyone needs insurance, but we all have unique insurance needs. When you get married or combine finances with a live-in partner, it’s important to find insurance policies that protect not only your home and vehicle but also your income, partner and family…
