There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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How to consolidate debt in Canada + MORE Apr 4th
With the cost of living rising in Canada, we’re seeing more people relying on credit cards to make ends meet. At the end of 2022, Canadians topped $100 billion in credit card debt for the first time—a year-over-year increase of 15.3%, according to Equifax. Credit card debt is expensive, with ann.... More »
The best instant approval credit cards in Canada for August 2023 + MORE Aug 31st
Credit Cards
The best instant approval credit cards in Canada for August 2023
Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.
Find my perfect.... More »
Earn 10x miles on Amazon purchases made via AIR MILES Shops until July 2 (Quebec only?) Jun 21st
It looks like residents of Quebec can earn 10x miles when shopping online with Amazon via AIR MILES Shops – at least I think they can! AIR MILES sent out an email earlier today announcing 10x miles at Amazon (I received it here in Alberta) but shortly thereafter another email arrived saying th.... More »
Using a HELOC as an investment strategy: not as taboo as you might think + MORE Jul 25th
Ask MoneySense
I wish to leverage my HELOC to invest in dividend-paying investments. How would you advise I approach this? Is this an effective tax savings tool? Is there any financial institution or products you would advise?
—Martha
Borrowing from a home equity line of credit
You know,.... More »
The best GIC rates in Canada for 2026 Jun 2nd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Top Cash Back Credit Card Sign Up offers for March
– RewardsCanada.ca
Here are Rewards Canada’s Top 5 Cash Back Credit Card Sign Up offers for the month of March 2023. This is not a ‘best’ credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good cash back acquisition (welcome/sign up) offers. As always when choosing […]
The post Top Cash Back Credit Card Sign Up offers for March appeared first on Rewards Canada.
The post Top Cash Back Credit Card Sign Up offers for March appeared first on Rewards Canada.
Is now the time for retirees to sell stocks and buy GICs?
– moneysense.ca
My husband is retired and concerned that his money that is invested in his RRSP and TFSA is fluctuating too much. He is retired and is wondering if his funds should be in a GIC account as it’s paying 4% and not losing principal. He’s concerned in this volatile market.—Rodeen
Are GICs a good idea for retirement?
As you noted, Rodeen, guaranteed investment certificate (GIC) rates have risen to levels we have not seen in over 15 years. There are one- to five-year rates that are between 4% and 5%, and even slightly over 5% if you shop around. You may not get these rates at major banks, where rates may be 1% to 2% lower than that, but credit unions, trust companies and online banks generally offer a healthy premium.
Are GIC rates going up in Canada?
A year ago, GIC rates were just starting to rise but were still less than 3%. The reason they are so much higher now is worth considering. The January 2023 year-over-year inflation rate fell to 5.9%, after rising at a 6.3% rate for 2022…
The best card in Canada offers 30,000 welcome bonus points + 5x points on eats and drinks
– RewardsCanada.ca
This card needs no introduction if you are a Rewards Canada regular, however we continue to see a lot of new visitors to the site each and every month. So we want to present to those new readers of ours the best credit card in Canada and the one we believe should be in every […]
The post The best card in Canada offers 30,000 welcome bonus points + 5x points on eats and drinks appeared first on Rewards Canada.
The post The best card in Canada offers 30,000 welcome bonus points + 5x points on eats and drinks appeared first on Rewards Canada.
