PC Optimum points: How to maximize your rewards in 2023 + MORE Jul 25th

For the majority of Canadians, buying a home will be the single biggest purchase they ever make, and getting a mortgage is an essential part of this process. But how do you ensure you get a mortgage that you can actually afford over the long term? That’s where a mortgage payment calculator comes in.

Why use a mortgage payment calculator?

Just how much a home mortgage will end up costing you over the long haul can be hard to fully grasp, especially when you factor in interest. A mortgage payment calculator is an indispensable tool that will help you understand what your payments will be over time. It also gives you a more accurate sense of what you can afford. 

By using a mortgage calculator to estimate your payments, you’ll have a more realistic picture of the options available to you—and you’ll be better placed to assess mortgage products. In short, a mortgage payment calculator can help you see how a mortgage fits within your current financial plans, as well as how it may affect your future goals…

Spend

PC Optimum points: How to earn, redeem and maximize your rewards in 2023
If you frequently shop at Loblaw-affiliated stores, the right PC Financial Mastercard or a PC Money Account can help you earn serious PC Optimum points.

Compare options now

Tap the button for details.

Product or accountFeaturesPC Optimum membershipLoyalty program• Earn points on select in-store and online purchases at Loblaw grocery stores• 15 points per $1 spent (1.5%) at Shoppers Drug Mart• 10 points per litre at Esso/Mobil• No annual feePC Financial Mastercard*Credit card• Earn 10 points per $1 spent (1%) at Loblaw grocery stores• 25 points per $1 (2.5%) at Shoppers Drug Mart• 30 points per litre at Esso/Mobil• 10 points per $1 (1%) everywhere else• No annual fee• Minimum income: n/aPC Financial World Mastercard*Credit card• Earn 20 points per $1 spent (2%) at Loblaw grocery stores• 35 points per $1 (3…