3.4 million Canadians will renew their mortgages by 2025: Royal LePage – Financial Post + MORE Oct 26th

Mortgages in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.
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 property mortgage

Oil shock could keep rates higher for longer, analyst warns + MORE Mar 19th

A prolonged Middle East conflict could push oil prices higher, adding to inflation pressures and raising risks for mortgage rates and household affordability..... More »
 Canada mortgage

Sagen sees earnings dip, offset by stronger mortgage insurance growth + MORE Nov 9th

Mortgage insurer Sagen’s premiums climbed 32% from last year as lower rates fuel housing demand, but softer investment income pulled net earnings down to $119 million..... More »
 mortgage penalties

Why are fertility treatments so expensive in Canada? + MORE May 15th

Being unable to have a child naturally can be extremely difficult. But when you factor in the high costs of fertility treatments, the range of individual circumstances and the fact that the industry itself is secretive about fees, it can make the whole ordeal even more devastating and hard to plan f.... More »
 loan

EQB mortgage book grows as credit recovery pushed into 2027 Jun 2nd

The bank reported continued growth in uninsured personal mortgages and insured multi-unit lending, but higher credit provisions and a softer housing market weighed on second-quarter earnings..... More »
 Canada mortgage

The mortgage pro’s guide to AI: What to use, when, and why it matters + MORE Jul 8th

From writing emails and analyzing client data to brainstorming marketing ideas, mortgage professionals are embracing AI to work more efficiently. But knowing which tools to use—and how to use them wisely—can make all the difference..... More »
3.4 million Canadians will renew their mortgages by 2025: Royal LePage  Financial PostSurvey finds Canadian homeowners fret over mortgage renewals  Toronto StarMortgage renewal: New survey says many concerned about rising interest rates  CTV News OttawaInterest rates: Housing crisis is a top voting issue for Canadians | TREND LINE  CTV News45% Of Canadians Find Paying Mortgage, Rent To Be Difficult  StoreysView Full Coverage on Google News

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Private mortgages: what brokers need to know

– canadianmortgagetrends.com

While private mortgage providers may offer higher interest rates, they can be an attractive option for homebuyers unable to secure financing through A lenders.

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Equitable Bank has announced that, in partnership with a third-party lender, it is introducing a new 40-year amortization mortgage product.

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Reducing capital gains on a cottageGot questions about capital gains tax and cottages? Here are three MoneySense reader questions answered by Certified Financial Planner Jason Heath.

Capital gains and cottages questions
How naming beneficiaries can affect taxes and probateUsing renovations to lower capital gains taxReducing capital gains on the sale of a cottage

You’re 2 minutes away from getting the best mortgage rates in CanadaAnswer a few quick questions to get a personalized rate quote*I’m buying a homeI’m renewing/refinancingYou will be leaving MoneySense. Just close the tab to return.

Tax, probate, and underused housing tax for your family cottage

Planning to leave the family cottage to your kids in your will? Here’s how to minimize capital gains tax as part of your estate planning.

By Jason Heath, CFP on October 23, 2023

Ask MoneySense
My father-in-law was convinced by his local accountant that the family cabin would not be taxed upon his and his wife’s deaths, because he had put all three of his children’s names on the ownership title…

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