Nvidia’s 2025 fourth quarter earnings analysis: revenue up, production up + MORE Feb 27th

A registered retirement savings plan (RRSP) is a powerful retirement savings tool, yet many Canadians aren’t getting its full benefits. A lot of us are also missing out on RRSP matching and other incentives—essentially, free money—that could go a long way to funding a more comfortable retirement. That’s what finance professionals call “leaving money on the table.”

One such bonus, available for a limited time, is Wealthsimple’s biggest-ever RRSP matching offer. Through the “Big Winter Bundle Promotion,” new and existing customers receive a 2% match on qualifying RRSP transfers of at least $15,000. Plus, just in time for your next snow day, you can earn up to five Canadian Lift Passes, valid on more than 50 mountains across the country.

Not grabbing RRSP promotions like these would be leaving money on the table, much like:

Not returning your empties to the beer store to get your deposit back.

Forgetting to use that gift card your sister gave you for your birthday…

Nvidia on Wednesday reported a surge in fourth-quarter profit and sales as demand for its specialized Blackwell chips, which power artificial intelligence systems, continued to grow, sending the company’s stock higher after hours. For the three months, that ended Jan. 26, the tech giant based in Santa Clara, California, posted revenue of USD$39.3 billion, up 12% from the previous quarter and 78% from one year ago. Adjusted for one-time items, it earned USD$0.89 a share. (All values are in U.S. currency.)

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How much did Nvidia earn?

“Demand for Blackwell is amazing as reasoning AI adds another scaling law—increasing compute for training makes models smarter and increasing compute for long thinking makes the answer smarter,” Nvidia Founder Jensen Huang said in a statement…

The economic havoc caused by the COVID-19 pandemic may be subsiding but for many Canadians, their financial picture is no healthier than it was five years ago. As of early 2025, the Bank of Canada (BoC) policy rate is back in check following cooling inflation rates but the cost of living remains high across the country. For many Canadians, the only way to make ends meet is to use their credit cards. 

How much debt does the average Canadian carry? 

The average credit card balance for Canadians in the third quarter of 2024 was $4,562, according to TransUnion. This is up 6.97% from the previous year, putting credit card debt as the fastest-growing type of consumer debt over car loans, lines of credit and mortgages. (If you get a work bonus, find out if you should use it to pay off credit card debt or put it toward something else.)

Driven partly by millennial and Gen Z populations, the number of Canadians with credit ballooned, as did the total outstanding new debt—a record $2…