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Looking for a mortgage in B.C.? Don’t limit your options to the big banks Aug 9th
At last, interest rates are coming down again. For Canadians who are in the market for a new home, facing renewal of their mortgage in the foreseeable future, or feeling unsatisfied with their current home loan, this poses two choices: do you pounce now, or stay on the sidelines in the hope that rat.... More »
The best GIC rates in Canada for 2025 + MORE Oct 6th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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The wealth gap in Canada is wider than ever + MORE Jul 24th
The wealth gap in Canada has reached a record high of 49% in 2025, according to newly released data from Statistics Canada. That’s the highest it’s been since the agency began collecting this data in 1999. Now, Canadian households in the top 20% of the income distribution own more than two-third.... More »
What happens when your landlord misses mortgage payments? Jun 11th
You held up your end of the bargain and paid your rent on time—only to learn your landlord failed to keep up with mortgage payments and the home may need to be sold. Panic sets in, as you don’t know if you can continue to call this place your home. Experts say there are a number of ways thi.... More »
Canadian seniors, watch out for these scams + MORE Mar 29th
You don’t have to be a senior to be aware that scams of all sorts abound in both the physical and—increasingly—the cyber world. Sadly, the rise of artificial intelligence (AI) has exacerbated frauds of all kinds. While anyone can fall prey to technology-enabled schemes to separate them from th.... More »
Why “unretirement” may be the fate of so many Canadians
– moneysense.ca
The idea of “unretirement” seems to be making a comeback as more Canadians find themselves under economic stress. Even before the tariff threats emerged under Trump 2.0, seniors and near-retirees were finding the economic uncertainty and rising cost of living becoming uncomfortable. No surprise then that many who are approaching retirement age are delaying their exit from the workforce.
When I first saw the latest version of this survey by HealthCare of Ontario Pension Plan (HOOPP)—which finds more than one in four (28%) of working Canadians, aged 55 to 64, expect to continue working in retirement to support themselves financially—I assumed HOOPP’s use of the term “unretirement” referred to people who had tried retiring but then went back to work, usually for reasons of financial necessity.
However HOOPP’s definition is a bit different. It describes it as the situation for “respondents who are not either retired or semi-retired, meaning they may be employed full- or part-time, or unemployed but not due to retirement…
