The best GIC rates in Canada for 2025 May 25th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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The Platinum Card® from American Express: your best friend for luxurious travel + MORE Aug 16th

All benefits and offers mentioned are subject to terms and conditions. Visit https://www.americanexpress.com/en-ca/charge-cards/the-platinum-card/  to learn more. If you are looking for a companion to help you travel luxuriously and enjoy some of the perks you could see from luxury travel influence.... More »
 credit card rates

EQ Bank aims to become a household name + MORE Feb 20th

Canada’s seventh-largest bank is a lender the vast majority of Canadians have never heard of. It has no branches, credit cards, or wealth management offerings. That could all soon change, says Chadwick Westlake, who became chief executive of EQ Bank last August and already announced a transform.... More »

The Best Small Business Credit Card Welcome Bonus Offers for September 2025 + MORE Sep 8th

Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for September. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when .... More »
 mastercard

Air Transat plans new loyalty program with Desjardins and Visa Jan 22nd

Air Transat has announced plans to start a new loyalty program with Desjardins Group and Visa. The launch, planned for the second half of this year, will offer travellers exclusive benefits and an improved experience, the airline said. The announcement comes after Transat suspended its BonBon r.... More »
 master card

3 affordable South American destinations to stretch your travel dollar Jul 19th

With some Canadians skipping the United States in favour of destinations further afield, countries like Peru, Bolivia, and Argentina are attracting more attention. Bolivia is the cheapest of the three, although travellers from Canada will find all of them relatively affordable. 5 ways to stay on .... More »
GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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