OSFI eyes loan-to-income rules to replace stress test as industry weighs implications Jun 8th

Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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Early cracks in household credit hint at mortgage stress by 2026, CIBC’s Benjamin Tal warns + MORE Nov 6th

Household credit strain is creeping in at the edges, and CIBC economist Benjamin Tal says it could spread to mortgages as payment shocks peak next year..... More »
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Birch Hill and Brookfield to acquire First National in $2.9B deal + MORE Jul 29th

Founders Smith and Tawse to retain minority stakes as mortgage lender enters new chapter.... More »
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Renewing your mortgage but planning to sell soon? Read this first May 12th

Why flexibility and penalties can matter more than rates if you plan to sell within the next 12 months.... More »
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Big Six impaired loans nearly triple, but remain manageable: Morningstar DBRS Sep 6th

Impaired loans have climbed to $37.5 billion as consumer and commercial credit pressures grow, although mortgage delinquencies remain relatively low..... More »
OSFI eyes loan-to-income rules to replace stress test as industry weighs implicationsCanada’s banking regulator is weighing a major overhaul to how borrowers qualify for mortgages, one that could have significant implications for banks, brokers and homebuyers alike.

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