The best high-interest savings accounts in Canada for 2025 + MORE Jul 16th

How to go about securing the best savings strategy in Canada.

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Are you really ready to retire? Why many Canadians are struggling with retirement planning + MORE Mar 25th

Despite best intentions, many Canadians are not financially prepared for retirement. This reality is driven by a combination of factors: rising costs of living, growing debt levels, insufficient personal savings, and a lack of proper planning. Unexpected life events such as health challenges, job lo.... More »

The best high-interest savings accounts in Canada for 2025 + MORE Sep 3rd

Savings comparison tool Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance. Advertisement Why trust us MoneySense is an.... More »

How cash ETFs keep your money working + MORE Nov 26th

It’s a dilemma for many investors: you want to have cash set aside to hop on investment opportunities that might arise, but you also don’t want the money sitting in your portfolio not collecting any return. Enter cash exchange-traded funds. Experts say there is increasing demand for cash.... More »

OAS payment dates in 2025, and more to know about Old Age Security + MORE Oct 8th

If you’re approaching or planning for retirement, you may have questions about Old Age Security (OAS) benefits, like: Do I need to apply for OAS? How much will I receive in OAS? When do OAS payments go out? We cover these questions and more below. But first, here’s a quick overview of how OAS wo.... More »

When to consider extra RRIF withdrawals Apr 8th

I am in my 91st year and for my age, in reasonably good health. I drew down a significant extra sum in 2025 from my RRIF. Fortunately, due to some good earlier decisions, my RRIF remains with a very strong market value. I use this drawdown for two purposes: to reinvest in my non-registered accounts.... More »

The best high-interest savings accounts in Canada for 2025

– moneysense.ca

Savings comparison tool

Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance.

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Best high-interest savings account rates in Canada

Generally, savings accounts offer very low interest rates. So, if you want to earn on your deposits (rather than simply using your account as a temporary “holding tank” or directing to longer-term saving and investing vehicles), a savings account with a high interest rate is a no-brainer…

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AI chatbots can help with personal finance—if you ask the right questions

– moneysense.ca

As Canadians increasingly turn to AI chatbots for help with everyday tasks like meal planning, workout routines and even mapping out vacation itineraries, some are also using it to help manage their money.

“It’s a personal financial assistant,” said Martin Dasko, a content creator focused on personal finance.

One way Dasko uses AI is to set up savings plans for upcoming vacations by giving ChatGPT a prompt about his savings target and asking for a plan on how to achieve that amount within a specific timeline.

“It’ll give you a monthly plan to follow,” he said. “It’s all in one spot … You can get a table, a chart and it’s easier than ever.”

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AI chatbots can help with budgeting, financial goals

In the age of do-it-yourself investing and robo-advisors, AI chatbots have become another go-to for many young Canadians to set up budgets and map out financial goals…

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