The best GIC rates in Canada for 2025 + MORE Jul 21st

How to go about securing the best return for your investment in Canada.
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2025-09-24 - Minister Lightbound to Make Announcement – Silence from Canada Post - CUPW Sep 24th

2025-09-24 - Minister Lightbound to Make Announcement – Silence from Canada Post  CUPWFeds to announce ‘new measures’ to aid cash-strapped Canada Post  Toronto StarMEDIA ADVISORY - Minister Lightbound to provide update on future of Canada Post  The Globe and MailF.... More »

Trump warns courts against knocking down tariffs, says duties are 'huge positive' for stock market - CNBC Aug 8th

Trump warns courts against knocking down tariffs, says duties are 'huge positive' for stock market  CNBCTrump warns of another Great Depression if court strikes down tariffs  CNNMore than 60 countries scramble to respond to Trump’s latest tariffs  The GuardianState of.... More »

Canadian manufacturer pivots to 'huge' market in India as country tries to strike trade deal - CBC May 29th

Canadian manufacturer pivots to 'huge' market in India as country tries to strike trade deal  CBCIndia’s Union Minister Shri Piyush Goyal Visits BAPS Shri Swaminarayan Mandir, Toronto, ON, Canada  BAPS Swaminarayan SansthaIndian business leaders’ mission concludes in Toronto .... More »
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Do you need market-neutral ETFs in your portfolio? Apr 23rd

In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »

How to build a couch potato portfolio + MORE Sep 3rd

Though the investment industry now offers a few different ways to create a couch potato portfolio, they all have a few things in common. First, they all adhere to the ethos of passive investing, such that you end up with broad exposure to the stock and bond markets—and possibly other asset classes.... More »
GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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Savings comparison tool

Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance.

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Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Best high-interest savings account rates in Canada

Generally, savings accounts offer very low interest rates. So, if you want to earn on your deposits (rather than simply using your account as a temporary “holding tank” or directing to longer-term saving and investing vehicles), a savings account with a high interest rate is a no-brainer…

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