The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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The best GIC rates in Canada for 2026 Feb 17th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
RWRDS Daily Update August 26: WestJet is adding flights to Puerto Escondido & an AIR MILES Card Linked Flash Offer for Kernels, Lyft & Marble Slab Aug 26th
WestJet is adding flights to Puerto Escondido, Mexico and AIR MILES Card Linked Flash Offer for Kernels, Lyft & Marble Slab. Check out today's points & miles updates here:
The post RWRDS Daily Update August 26: WestJet is adding flights to Puerto Escondido & an AIR MILES Card Linked F.... More »
Fee-based credit cards come with perks—but they aren’t for everyone Oct 15th
Better store discounts, access to airport lounges, and early entry to your favourite live acts. The perks of some credit cards are hard to ignore, even if the card comes with an annual fee. But experts say they may not be for everyone. “It really depends on your income, how much you spend on the.... More »
The best GIC rates in Canada for 2026 + MORE Feb 3rd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
What the data isn’t showing about credit stress Apr 16th
The broad picture of household finances indicates that Canadians are generally managing through the upheavals of tariffs, a soft job market, inflation, and other headwinds, but looking deeper shows pockets of severe credit challenges.
The recent difficulties at Goeasy Ltd. give a hint of those .... More »
How to consolidate debt in Canada
– moneysense.ca
With the cost of living rising in Canada, we’re seeing more people relying on credit cards to make ends meet. In Q4 of 2024, Canadians topped $124 billion in total credit card debt, and delinquency rates rose even as average monthly card spending declined, according to TransUnion. Credit card debt is expensive, with annual interest rates around 20% to 27%, and it can grow quickly if you carry a balance. In this guide, we’ll share six debt consolidation strategies, along with their pros and cons.
What is debt consolidation?
Managing multiple types of debt can be overwhelming and stressful. Debt consolidation can help you simplify it by combining two or more debts into a single monthly payment.
You have many options for consolidating debt in Canada, which we’ll explore below. The best ones for you will depend on the type of debt you have: secured or unsecured.
Secured debt: This is when you borrow money against an asset you have, such as a home or a vehicle. The asset serves as collateral for the loan, meaning that if you default on your debt payments, the lender has a legal claim on the asset…
Receive up to a 95% bonus when you buy Air Canada Aeroplan points
– RewardsCanada.ca
Air Canada Aeroplan’s latest buy points promotion provides members with the opportunity to receive up to a 95% bonus when buying points by August 2, 2025. This time the promotion does not seem to be a mystery bonus like the flash offer we saw at the start of the month and is the same bonus […]
The post Receive up to a 95% bonus when you buy Air Canada Aeroplan points appeared first on Rewards Canada.
The post Receive up to a 95% bonus when you buy Air Canada Aeroplan points appeared first on Rewards Canada.
RWRDS Daily Update July 24: Amex Offer for dining & duty free shopping at Toronto & Vancouver Airports and a chance to win a trip to Banff with Collabria Financial
– RewardsCanada.ca
New Amex Offer for dining & duty free shopping at Toronto & Vancouver Airports and Get a credit union credit card from Collabria and be entered to win a trip to Banff!. Check out today’s points & miles updates here:
The post RWRDS Daily Update July 24: Amex Offer for dining & duty free shopping at Toronto & Vancouver Airports and a chance to win a trip to Banff with Collabria Financial appeared first on Rewards Canada.
The post RWRDS Daily Update July 24: Amex Offer for dining & duty free shopping at Toronto & Vancouver Airports and a chance to win a trip to Banff with Collabria Financial appeared first on Rewards Canada.
