RWRDS Daily Update August 29: The Ultimate Guide to AIR MILES Card Linked Offers and a Guide to Airline & Hotel loyalty programs that you can earn miles or points with Canadian Credit Cards + MORE Aug 29th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Why we overspend to earn rewards points Jun 21st

Even the most financially disciplined person might catch themselves chasing rewards from a credit card or loyalty rewards program. It’s not just you or a lack of willpower; credit card issuers and retailers design rewards programs to tap into the psychology of spending. Research shows that peop.... More »

The best GIC rates in Canada for 2025 Sep 29th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

Why digital and virtual credit cards are safer than the real thing Jul 3rd

One of the biggest fears consumers have is losing a credit card, but a lost card is usually detected quickly and the account frozen. A bigger danger may lie in using your credit card to make payments online—especially if you are unfamiliar with the vendor or using a public Wi-Fi network that can b.... More »

The financial mistakes people make before seeking debt help + MORE Jun 24th

“I wish I had reached out sooner.” It’s one of the most common things that credit counsellors hear from people struggling with debt. Debt problems rarely appear overnight. They tend to develop gradually through a series of well-intentioned decisions made while trying to stay afl.... More »

Scientists discover new dinosaur from Argentina with crocodile bone in its mouth - Tribune India + MORE Sep 24th

Scientists discover new dinosaur from Argentina with crocodile bone in its mouth  Tribune IndiaNew megaraptor discovered—with its final meal still in its mouth  National GeographicLatest Cretaceous megaraptorid theropod dinosaur sheds light on megaraptoran evolution and palaeob.... More »
The Ultimate Guide to AIR MILES Card Linked Offers and Back-to-School Shopping & a Guide to Airline & Hotel loyalty programs that you can earn miles or points with Canadian Credit Cards. Check out today’s points & miles updates here:
The post RWRDS Daily Update August 29: The Ultimate Guide to AIR MILES Card Linked Offers and a Guide to Airline & Hotel loyalty programs that you can earn miles or points with Canadian Credit Cards appeared first on Rewards Canada.

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When newcomers arrive in Canada, many bring financial responsibility, professional experience, and aspirations for a better future. But despite these strengths, one key element often stands in their way: access to credit.

According to a 2025 TD survey, 92% of newcomers understood the importance of building credit before arriving in Canada. Yet 82% of those who applied for credit faced immediate barriers. For many, these challenges go beyond inconvenience. They directly affect immigrants’ ability to secure housing, buy a car, start a business, and simply build a life in Canada.

This isn’t just about money. It’s about inclusion. And if Canada sees immigration as important to its future, then removing systemic financial barriers must be part of the national conversation.

A cultural shift, and a credit wake-up call

Like many immigrants, I arrived in Canada financially stable. But the Canadian financial system didn’t recognize that.

I grew up in India and the Middle East with a simple rule: never buy what you can’t afford…

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