GST/HST credit payment dates: When to expect your money in 2025 + MORE Nov 25th

All about Canadian credit cards. Learn the ins and outs and get the latest news.

Latest News

As AI fuels a surge in travel scams, here’s how you can protect yourself May 8th

Mark Kalinowski’s dad fell for a classic travel scam. “Someone called one day and said, ‘Hey, good news, you won a trip to Florida. It’s all paid for. Just pay that $200 upfront holding fee,’” Kalinowski recalled from his home in Calgary. “He’s like, ‘Oh yeah, let me give you my cr.... More »

Nova Scotia's credit rating downgraded amid deficit concerns - CBC + MORE Feb 1st

Nova Scotia's credit rating downgraded amid deficit concerns CBC.... More »

The best GIC rates in Canada for 2026 Mar 31st

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

The best GIC rates in Canada for 2026 + MORE Feb 3rd

Holiday spending is rising—and younger Canadians are leaning on credit + MORE Dec 24th

A survey by CPA Canada shows holiday spending is on the rise, and younger Canadians are using credit to keep up. Dig into the reasons why Gen Z and millennials are racking up the debt, and learn strategies to keep your expenses under control. Gift-giving spending trends The holidays.... More »

GST/HST credit payment dates: When to expect your money in 2025

– moneysense.ca

The GST/HST credit is a quarterly benefit that deposits tax-free money directly into your account, designed to help offset the cost of living by putting cash directly into the pockets of Canadians. If you live in Canada, you might already be getting this valuable tax benefit without even realizing it. Many Canadians use their GST/HST credit to help cover everyday expenses like groceries, gas, and household bills. While it’s a modest amount, the GST/HST credit can provide steady financial relief throughout the year.

What is the GST/HST credit?

The GST/HST credit is a tax-free quarterly payment issued by the Canada Revenue Agency (CRA). It’s meant to help lower- and middle-income Canadians offset the goods and services tax (GST) or harmonized sales tax (HST) you pay on daily purchases. It’s automatically deposited into your bank account every three months, or delivered via cheque if you don’t have direct deposit.

How is the GST/HST credit calculated?

The GST/HST credit is calculated based on your net income, marital status, and the number of children in your household, according to the Canada Revenue Agency (CRA)…

Continue Reading On moneysense.ca »

The best GIC rates in Canada for 2025

– moneysense.ca

GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

Continue Reading On moneysense.ca »

Why not follow our RSS feed to keep in sync with the latest Canadian Credit Card news?

Share