How to go about securing the best policy for your insurance in Canada.
Latest News
No-fee vs. rewards credit cards: When paying an annual fee pays off Sep 14th
There are a lot of factors to consider when choosing a new credit card, with the annual fee being one of the most important. There’s no point in paying for a rewards credit card if you’re not coming out ahead, which is why it’s so important to determine a card’s break-even point—the amount.... More »
Unlocking the Annuity Puzzle: Why Canadians avoid what seems to be the perfect retirement vehicle Dec 19th
The Annuity Puzzle is about a curious phenomenon in Canada: while life annuities sold by insurance companies seem to have all sorts of compelling reasons to acquire them, more often than not, retirees shun them.
Financial planner Robb Engen recently tackled this puzzle in his Boome.... More »
Canada’s home insurance under pressure as extreme weather costs rise Feb 21st
Canada’s home insurance safety net is starting to fray at the edges as the costs of extreme weather continue to rise. While competition is still healthy, and the country has so far avoided the coverage deserts growing in the United States, insurers are paring back policies in a variety of ways to .... More »
American Express Cobalt review + MORE Dec 15th
If you know you want an American Express credit card, you’ve probably been referred to the Cobalt credit card. The Cobalt combines high earn rates for everyday purchases with a great insurance package and the ability to put points towards travel for high value. In this American Express Cobalt revi.... More »
Gen Z Canadians face job losses—but time is on their side Feb 5th
Statistics Canada has released new employment insurance (EI) data, and it doesn’t look good for Canadian workers. In the year ending November 2025, the number of people receiving EI rose by 16.1%. Among young Canadians aged 15 to 24, the increase was 12.4%. While this group wasn’t hit the hardes.... More »
BMO Ascend World Elite Mastercard review
– moneysense.ca
The BMO Ascend World Elite Mastercard is just one card in BMO’s premium lineup. It offers a points-based rewards program through BMO Rewards, 5x the points on travel purchases, flexible redemption options, and usually a large welcome bonus. We’ll break it all down below so that you can decide if this card is the right one for you.
Who is the BMO Ascend World Elite Mastercard best for?
Existing BMO customers with a Premium Chequing Account might be interested in Ascend’s boosted earn rates for travel, dining, entertainment, and recurring bills. Frequent travellers will also appreciate the card’s well-rounded insurance package.
BMO Ascend World Elite Mastercard: The basics
featuredBMO Ascend World Elite Mastercardgo to site
Annual fee: $150
Rewards: 1 – 5 Points per dollar
5 points per $1 spent on eligible travel purchases
3 points per $1 on dining, entertainment, and recurring bill payments
1 point per $1 on everything else
Welcome offer: Earn up to 100,000 points
go to site
Card details
Interest ratesInterest rates: 21…


